Compare ZIP code home appreciation
Compare any two 3-digit ZIP regions with their states and the U.S. Every line is rescaled so your chosen start quarter equals 100, making growth paths directly comparable.
Home price index, Q1 2010 = 100
FHFA HPI® all-transactions index through Q2 2026
- ZIP3 563 (St. Cloud, MN): 196.9
- Minnesota: 197.7
- United States: 221.0
Change since Q1 2010
| Area | Change since Q1 2010 | Index (Q1 2010 = 100) | Gap vs U.S. |
|---|---|---|---|
| ZIP3 563 (St. Cloud, MN) | +96.9% | 196.9 | −24.0 pts |
| Minnesota | +97.7% | 197.7 | −23.3 pts |
| United States | +121% | 221.0 | — |
Standard time windows
| Window | ZIP3 563 (St. Cloud, MN) | Minnesota | United States |
|---|---|---|---|
| 1 year | +4.4% | +3.0% | +3.0% |
| 3 years | +11.3% | +10.3% | +12.9% |
| 5 years | +40.0% | +31.2% | +41.3% |
| 10 years | +86.4% | +76.2% | +93.3% |
| Since Q1 1995 | +287% | +275% | +292% |