Metro area index
Home appreciation in the Anniston-Oxford, AL metro area
FHFA HPI® data shows the Anniston-Oxford, AL metro area's all-transactions index changed +12.0% over the year to Q2 2026, versus +3.7% for Alabama and +3.0% for the U.S. That ranks 3rd of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +12.0%
- 5-year change
- +51.4%
- Since Q1 1995
- +208%
- Metro rank (1 year)
- 3rd
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Anniston-Oxford, AL vs Alabama and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Anniston-Oxford, AL: 307.8
- Alabama: 318.6
- United States: 391.6
Appreciation by time window
| Window | Metro | AL | U.S. | Gap vs AL | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +12.0% | +3.7% | +3.0% | +8.3 pts | +9.0 pts |
| 3 years | +20.6% | +14.0% | +12.9% | +6.7 pts | +7.8 pts |
| 5 years | +51.4% | +43.8% | +41.3% | +7.6 pts | +10.1 pts |
| 10 years | +88.6% | +88.8% | +93.3% | −0.2 pts | −4.7 pts |
| Since Q1 1995 | +208% | +219% | +292% | −10.8 pts | −83.7 pts |
3-digit ZIP regions in the Anniston-Oxford, AL area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 362 · Anniston, AL area | AL | +6.3% | +53.0% | +214% | 63% |
Boom, bust, and recovery in Anniston-Oxford, AL area
Anniston-Oxford, AL area's index peaked in Q4 2009, fell 13.3% to its low in Q1 2015, and regained its peak in Q2 2019, about 9.5 years after the top. Today it sits +74.0% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q4 2009 | Q1 2015 | -13.3% | Q2 2019 (9.5 yrs) | +74.0% |
| AL | Q1 2009 | Q4 2013 | -10.4% | Q4 2017 (8.8 yrs) | +80.7% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Anniston-Oxford, AL area's index has changed +39.0% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | AL after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | +7.8% | -0.1% | -0.8% |
| 3 years | +9.8% | +9.8% | +3.8% | +2.8% |
| 5 years | +24.0% | +22.1% | +15.9% | +13.9% |
| 10 years | +39.1% | +35.6% | +35.7% | +39.0% |
| Since Q1 1995 | +121% | +39.0% | +43.9% | +76.8% |
If you bought in the Anniston-Oxford, AL area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +211% | $932,004 |
| Q2 2000 | +160% | $779,266 |
| Q2 2005 | +103% | $609,847 |
| Q2 2010 | +88.7% | $566,209 |
| Q2 2015 | +96.3% | $588,847 |
| Q2 2020 | +65.7% | $497,243 |
| Q2 2021 | +51.4% | $454,243 |
| Q2 2023 | +20.6% | $361,874 |
| Q2 2025 | +12.0% | $336,000 |
Frequently asked questions
- How much have home prices risen in the Anniston-Oxford, AL area?
- FHFA HPI® data for the Anniston-Oxford, AL metro area shows changes of +12.0% over one year, +51.4% over five years, and +88.6% over ten years to Q2 2026, and +208% since Q1 1995.
- Is the Anniston-Oxford, AL area beating the national average?
- Over the past year the metro's index moved +9.0 pts versus the U.S.; over five years the gap is +10.1 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.