ZAzipappreciation.com

National context

U.S. home price index

FHFA HPI® all-transactions data shows U.S. home prices changed +3.0% over the year to Q2 2026 and +292% since Q1 1995. Use it as the benchmark for every state, metro, and 3-digit ZIP page on this site.

Latest quarter
+1.1%

Q2 2026

1-year change
+3.0%

Year over year

10-year change
+93.3%

All-transactions index

Since Q1 1995
+292%

Comparison base

U.S. home price index, Q1 1995 = 100

FHFA HPI® all-transactions index through Q2 2026

1002003004001995200020052010201520202025
  • United States: 391.6

National change by window

WindowU.S. change
1 year+3.0%
3 years+12.9%
5 years+41.3%
10 years+93.3%
Since Q1 1995+292%

If you bought anywhere in the U.S. in…

An example $300,000 purchase grown at the national index rate
Bought inIndex change$300,000 then, at the U.S. rate
Q2 1995+285%$1,155,613
Q2 2000+208%$924,293
Q2 2005+109%$627,739
Q2 2010+123%$668,941
Q2 2015+103%$609,508
Q2 2020+58.9%$476,556
Q2 2021+41.3%$423,868
Q2 2023+12.9%$338,576
Q2 2025+3.0%$309,094

Every state vs the U.S.

#State1 year5 yearsSince Q1 1995
1Hawaii+8.7%+41.4%+283%
2West Virginia+8.0%+43.5%+193%
3Illinois+6.0%+46.9%+184%
4Connecticut+5.7%+56.1%+240%
5Wisconsin+5.6%+54.0%+264%
6New Jersey+5.5%+58.3%+320%
7New York+5.3%+49.9%+333%
8Rhode Island+5.0%+55.6%+356%
9Kentucky+4.7%+45.9%+239%
10North Dakota+4.7%+35.5%+293%
11Pennsylvania+4.7%+44.2%+256%
12Michigan+4.6%+45.6%+228%
13Indiana+4.6%+46.7%+220%
14Vermont+4.3%+57.7%+320%
15Ohio+4.3%+48.1%+201%
16Delaware+4.0%+43.8%+245%
17New Hampshire+4.0%+54.9%+400%
18Alaska+3.9%+37.0%+239%
19South Carolina+3.8%+54.9%+297%
20Kansas+3.8%+42.6%+247%
21Virginia+3.8%+44.1%+304%
22Alabama+3.7%+43.8%+219%
23Mississippi+3.7%+39.7%+194%
24Wyoming+3.7%+41.6%+323%
25Missouri+3.6%+44.2%+244%
26Maine+3.2%+56.4%+378%
27Iowa+3.2%+37.4%+212%
28Nebraska+3.2%+41.1%+249%
29Massachusetts+3.2%+41.9%+372%
30Arkansas+3.1%+45.4%+218%
31Minnesota+3.0%+31.2%+275%
32Idaho+3.0%+34.1%+387%
33Louisiana+2.9%+20.9%+200%
34Oklahoma+2.8%+39.9%+238%
35Montana+2.7%+47.5%+396%
36Tennessee+2.6%+50.0%+313%
37Utah+2.6%+34.3%+370%
38Nevada+2.5%+35.4%+285%
39North Carolina+2.4%+51.4%+276%
40Maryland+2.2%+32.0%+248%
41South Dakota+2.2%+41.1%+302%
42New Mexico+2.1%+42.6%+218%
43Georgia+1.9%+47.6%+275%
44Oregon+1.6%+23.8%+348%
45Texas+1.6%+34.4%+310%
46Florida+1.4%+46.0%+401%
47Washington+1.1%+29.7%+387%
48Arizona+0.9%+36.3%+372%
49California+0.9%+28.1%+388%
50Colorado+0.2%+25.0%+367%
51District of Columbia-0.6%+4.2%+464%

Recent national index values

FHFA original base (Q1 1980 = 100)
PeriodIndex
Q2 2026719.87
Q1 2026712.20
Q4 2025707.22
Q3 2025703.04
Q2 2025698.69
Q1 2025688.42
Q4 2024683.47
Q3 2024679.81