Metro area index
Home appreciation in the Boise City, ID metro area
FHFA HPI® data shows the Boise City, ID metro area's all-transactions index changed +3.6% over the year to Q2 2026, versus +3.0% for Idaho and +3.0% for the U.S. That ranks 178th of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +3.6%
- 5-year change
- +25.7%
- Since Q1 1995
- +415%
- Metro rank (1 year)
- 178th
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Boise City, ID vs Idaho and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Boise City, ID: 514.9
- Idaho: 487.0
- United States: 391.6
Appreciation by time window
| Window | Metro | ID | U.S. | Gap vs ID | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +3.6% | +3.0% | +3.0% | +0.7 pts | +0.6 pts |
| 3 years | +11.5% | +11.5% | +12.9% | −0.0 pts | −1.4 pts |
| 5 years | +25.7% | +34.1% | +41.3% | −8.5 pts | −15.6 pts |
| 10 years | +160% | +153% | +93.3% | +7.4 pts | +66.5 pts |
| Since Q1 1995 | +415% | +387% | +292% | +27.9 pts | +123.4 pts |
3-digit ZIP regions in the Boise City, ID area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 837 · Boise City, ID area | ID | +2.6% | +22.9% | +422% | 100% |
| 836 · Nampa, ID area | ID | +3.1% | +31.2% | +394% | 83% |
Boom, bust, and recovery in Boise City, ID area
Boise City, ID area's index peaked in Q2 2007, fell 40.7% to its low in Q2 2011, and regained its peak in Q2 2017, about 10 years after the top. Today it sits +140% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q2 2007 | Q2 2011 | -40.7% | Q2 2017 (10 yrs) | +140% |
| ID | Q1 2008 | Q2 2011 | -26.9% | Q1 2017 (9 yrs) | +139% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Boise City, ID area's index has changed +133% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | ID after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -0.2% | -0.9% | -0.8% |
| 3 years | +9.8% | +1.5% | +1.5% | +2.8% |
| 5 years | +24.0% | +1.3% | +8.2% | +13.9% |
| 10 years | +39.1% | +86.8% | +81.5% | +39.0% |
| Since Q1 1995 | +121% | +133% | +120% | +76.8% |
If you bought in the Boise City, ID area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +404% | $1,512,365 |
| Q2 2000 | +340% | $1,320,959 |
| Q2 2005 | +229% | $987,616 |
| Q2 2010 | +244% | $1,033,402 |
| Q2 2015 | +184% | $853,348 |
| Q2 2020 | +62.9% | $488,607 |
| Q2 2021 | +25.7% | $377,039 |
| Q2 2023 | +11.5% | $334,379 |
| Q2 2025 | +3.7% | $310,955 |
Frequently asked questions
- How much have home prices risen in the Boise City, ID area?
- FHFA HPI® data for the Boise City, ID metro area shows changes of +3.6% over one year, +25.7% over five years, and +160% over ten years to Q2 2026, and +415% since Q1 1995.
- Is the Boise City, ID area beating the national average?
- Over the past year the metro's index moved +0.6 pts versus the U.S.; over five years the gap is −15.6 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.