Metro area index
Home appreciation in the Clarksville, TN-KY metro area
FHFA HPI® data shows the Clarksville, TN-KY metro area's all-transactions index changed +2.1% over the year to Q2 2026, versus +2.6% for Tennessee and +3.0% for the U.S. That ranks 278th of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +2.1%
- 5-year change
- +49.4%
- Since Q1 1995
- +275%
- Metro rank (1 year)
- 278th
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Clarksville, TN-KY vs Tennessee and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Clarksville, TN-KY: 374.9
- Tennessee: 413.2
- United States: 391.6
Appreciation by time window
| Window | Metro | TN | U.S. | Gap vs TN | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +2.1% | +2.6% | +3.0% | −0.5 pts | −0.9 pts |
| 3 years | +12.8% | +11.8% | +12.9% | +0.9 pts | −0.1 pts |
| 5 years | +49.4% | +50.0% | +41.3% | −0.6 pts | +8.1 pts |
| 10 years | +105% | +119% | +93.3% | −13.9 pts | +11.9 pts |
| Since Q1 1995 | +275% | +313% | +292% | −38.4 pts | −16.7 pts |
3-digit ZIP regions in the Clarksville, TN-KY area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 422 · Hopkinsville, KY area | KY | +2.1% | +49.4% | +275% | 60% |
| 370 · Nashville-Davidson, TN area | TN | +1.7% | +48.0% | +346% | 19% |
Boom, bust, and recovery in Clarksville, TN-KY area
Clarksville, TN-KY area's index peaked in Q4 2009, fell 2.7% to its low in Q4 2013, and regained its peak in Q3 2014, about 4.8 years after the top. Today it sits +116% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q4 2009 | Q4 2013 | -2.7% | Q3 2014 (4.8 yrs) | +116% |
| TN | Q1 2008 | Q2 2011 | -8.9% | Q2 2015 (7.2 yrs) | +134% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Clarksville, TN-KY area's index has changed +69.3% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | TN after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -1.7% | -1.2% | -0.8% |
| 3 years | +9.8% | +2.7% | +1.9% | +2.8% |
| 5 years | +24.0% | +20.4% | +20.9% | +13.9% |
| 10 years | +39.1% | +47.5% | +57.5% | +39.0% |
| Since Q1 1995 | +121% | +69.3% | +86.6% | +76.8% |
If you bought in the Clarksville, TN-KY area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +276% | $1,127,203 |
| Q2 2000 | +208% | $924,844 |
| Q2 2005 | +149% | $746,951 |
| Q2 2010 | +118% | $653,767 |
| Q2 2015 | +113% | $640,256 |
| Q2 2020 | +70.2% | $510,560 |
| Q2 2021 | +49.4% | $448,052 |
| Q2 2023 | +12.7% | $338,239 |
| Q2 2025 | +2.1% | $306,400 |
Frequently asked questions
- How much have home prices risen in the Clarksville, TN-KY area?
- FHFA HPI® data for the Clarksville, TN-KY metro area shows changes of +2.1% over one year, +49.4% over five years, and +105% over ten years to Q2 2026, and +275% since Q1 1995.
- Is the Clarksville, TN-KY area beating the national average?
- Over the past year the metro's index moved −0.9 pts versus the U.S.; over five years the gap is +8.1 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.