Metro area index
Home appreciation in the Coeur d'Alene, ID metro area
FHFA HPI® data shows the Coeur d'Alene, ID metro area's all-transactions index changed +3.5% over the year to Q2 2026, versus +3.0% for Idaho and +3.0% for the U.S. That ranks 190th of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +3.5%
- 5-year change
- +33.3%
- Since Q1 1995
- +435%
- Metro rank (1 year)
- 190th
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Coeur d'Alene, ID vs Idaho and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Coeur d'Alene, ID: 535.4
- Idaho: 487.0
- United States: 391.6
Appreciation by time window
| Window | Metro | ID | U.S. | Gap vs ID | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +3.5% | +3.0% | +3.0% | +0.5 pts | +0.4 pts |
| 3 years | +13.5% | +11.5% | +12.9% | +2.0 pts | +0.7 pts |
| 5 years | +33.3% | +34.1% | +41.3% | −0.8 pts | −8.0 pts |
| 10 years | +162% | +153% | +93.3% | +9.5 pts | +68.6 pts |
| Since Q1 1995 | +435% | +387% | +292% | +48.4 pts | +143.9 pts |
3-digit ZIP regions in the Coeur d'Alene, ID area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 838 · Coeur d'Alene, ID area | ID | +3.4% | +37.2% | +409% | 56% |
Boom, bust, and recovery in Coeur d'Alene, ID area
Coeur d'Alene, ID area's index peaked in Q1 2007, fell 29.3% to its low in Q2 2011, and regained its peak in Q2 2017, about 10.2 years after the top. Today it sits +145% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q1 2007 | Q2 2011 | -29.3% | Q2 2017 (10.2 yrs) | +145% |
| ID | Q1 2008 | Q2 2011 | -26.9% | Q1 2017 (9 yrs) | +139% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Coeur d'Alene, ID area's index has changed +142% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | ID after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -0.4% | -0.9% | -0.8% |
| 3 years | +9.8% | +3.4% | +1.5% | +2.8% |
| 5 years | +24.0% | +7.5% | +8.2% | +13.9% |
| 10 years | +39.1% | +88.4% | +81.5% | +39.0% |
| Since Q1 1995 | +121% | +142% | +120% | +76.8% |
If you bought in the Coeur d'Alene, ID area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +423% | $1,568,460 |
| Q2 2000 | +390% | $1,470,261 |
| Q2 2005 | +205% | $915,509 |
| Q2 2010 | +203% | $908,929 |
| Q2 2015 | +183% | $849,109 |
| Q2 2020 | +75.0% | $524,870 |
| Q2 2021 | +33.3% | $399,955 |
| Q2 2023 | +13.5% | $340,555 |
| Q2 2025 | +3.5% | $310,352 |
Frequently asked questions
- How much have home prices risen in the Coeur d'Alene, ID area?
- FHFA HPI® data for the Coeur d'Alene, ID metro area shows changes of +3.5% over one year, +33.3% over five years, and +162% over ten years to Q2 2026, and +435% since Q1 1995.
- Is the Coeur d'Alene, ID area beating the national average?
- Over the past year the metro's index moved +0.4 pts versus the U.S.; over five years the gap is −8.0 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.