Metro area index
Home appreciation in the Decatur, AL metro area
FHFA HPI® data shows the Decatur, AL metro area's all-transactions index changed +2.0% over the year to Q2 2026, versus +3.7% for Alabama and +3.0% for the U.S. That ranks 285th of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +2.0%
- 5-year change
- +48.7%
- Since Q1 1995
- +220%
- Metro rank (1 year)
- 285th
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Decatur, AL vs Alabama and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Decatur, AL: 319.7
- Alabama: 318.6
- United States: 391.6
Appreciation by time window
| Window | Metro | AL | U.S. | Gap vs AL | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +2.0% | +3.7% | +3.0% | −1.8 pts | −1.1 pts |
| 3 years | +10.6% | +14.0% | +12.9% | −3.3 pts | −2.2 pts |
| 5 years | +48.7% | +43.8% | +41.3% | +4.9 pts | +7.4 pts |
| 10 years | +99.4% | +88.8% | +93.3% | +10.6 pts | +6.1 pts |
| Since Q1 1995 | +220% | +219% | +292% | +1.1 pts | −71.9 pts |
3-digit ZIP regions in the Decatur, AL area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 356 · Decatur, AL area | AL | +3.9% | +50.0% | +226% | 38% |
Boom, bust, and recovery in Decatur, AL area
Decatur, AL area's index peaked in Q2 2009, fell 8.9% to its low in Q4 2013, and regained its peak in Q2 2017, about 8 years after the top. Today it sits +94.6% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q2 2009 | Q4 2013 | -8.9% | Q2 2017 (8 yrs) | +94.6% |
| AL | Q1 2009 | Q4 2013 | -10.4% | Q4 2017 (8.8 yrs) | +80.7% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Decatur, AL area's index has changed +44.4% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | AL after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -1.8% | -0.1% | -0.8% |
| 3 years | +9.8% | +0.8% | +3.8% | +2.8% |
| 5 years | +24.0% | +19.9% | +15.9% | +13.9% |
| 10 years | +39.1% | +43.4% | +35.7% | +39.0% |
| Since Q1 1995 | +121% | +44.4% | +43.9% | +76.8% |
If you bought in the Decatur, AL area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +212% | $936,775 |
| Q2 2000 | +159% | $777,835 |
| Q2 2005 | +121% | $663,349 |
| Q2 2010 | +100.0% | $599,869 |
| Q2 2015 | +101% | $603,606 |
| Q2 2020 | +70.7% | $512,160 |
| Q2 2021 | +48.7% | $446,141 |
| Q2 2023 | +10.6% | $331,927 |
| Q2 2025 | +2.0% | $305,875 |
Frequently asked questions
- How much have home prices risen in the Decatur, AL area?
- FHFA HPI® data for the Decatur, AL metro area shows changes of +2.0% over one year, +48.7% over five years, and +99.4% over ten years to Q2 2026, and +220% since Q1 1995.
- Is the Decatur, AL area beating the national average?
- Over the past year the metro's index moved −1.1 pts versus the U.S.; over five years the gap is +7.4 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.