Metro area index
Home appreciation in the Flint, MI metro area
FHFA HPI® data shows the Flint, MI metro area's all-transactions index changed +3.8% over the year to Q2 2026, versus +4.6% for Michigan and +3.0% for the U.S. That ranks 167th of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +3.8%
- 5-year change
- +40.7%
- Since Q1 1995
- +179%
- Metro rank (1 year)
- 167th
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Flint, MI vs Michigan and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Flint, MI: 279.3
- Michigan: 328.0
- United States: 391.6
Appreciation by time window
| Window | Metro | MI | U.S. | Gap vs MI | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +3.8% | +4.6% | +3.0% | −0.8 pts | +0.8 pts |
| 3 years | +16.2% | +18.0% | +12.9% | −1.8 pts | +3.3 pts |
| 5 years | +40.7% | +45.6% | +41.3% | −4.9 pts | −0.6 pts |
| 10 years | +102% | +104% | +93.3% | −1.4 pts | +8.8 pts |
| Since Q1 1995 | +179% | +228% | +292% | −48.8 pts | −112.3 pts |
3-digit ZIP regions in the Flint, MI area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 485 · Flint, MI area | MI | +3.1% | +40.9% | +143% | 100% |
| 484 · Fenton, MI area | MI | +4.2% | +42.0% | +199% | 51% |
Boom, bust, and recovery in Flint, MI area
Flint, MI area's index peaked in Q4 2005, fell 38.9% to its low in Q1 2012, and regained its peak in Q2 2020, about 14.5 years after the top. Today it sits +61.8% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q4 2005 | Q1 2012 | -38.9% | Q2 2020 (14.5 yrs) | +61.8% |
| MI | Q3 2005 | Q2 2011 | -29.4% | Q2 2018 (12.8 yrs) | +83.3% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Flint, MI area's index has changed +26.1% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | MI after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -0.0% | +0.7% | -0.8% |
| 3 years | +9.8% | +5.8% | +7.4% | +2.8% |
| 5 years | +24.0% | +13.4% | +17.4% | +13.9% |
| 10 years | +39.1% | +45.3% | +46.3% | +39.0% |
| Since Q1 1995 | +121% | +26.1% | +48.1% | +76.8% |
If you bought in the Flint, MI area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +172% | $817,187 |
| Q2 2000 | +100% | $600,215 |
| Q2 2005 | +63.7% | $491,107 |
| Q2 2010 | +147% | $740,023 |
| Q2 2015 | +114% | $642,913 |
| Q2 2020 | +60.3% | $481,013 |
| Q2 2021 | +40.7% | $422,013 |
| Q2 2023 | +16.2% | $348,480 |
| Q2 2025 | +3.8% | $311,512 |
Frequently asked questions
- How much have home prices risen in the Flint, MI area?
- FHFA HPI® data for the Flint, MI metro area shows changes of +3.8% over one year, +40.7% over five years, and +102% over ten years to Q2 2026, and +179% since Q1 1995.
- Is the Flint, MI area beating the national average?
- Over the past year the metro's index moved +0.8 pts versus the U.S.; over five years the gap is −0.6 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.