Metro area index
Home appreciation in the Gadsden, AL metro area
FHFA HPI® data shows the Gadsden, AL metro area's all-transactions index changed +0.9% over the year to Q2 2026, versus +3.7% for Alabama and +3.0% for the U.S. That ranks 321st of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +0.9%
- 5-year change
- +46.0%
- Since Q1 1995
- +226%
- Metro rank (1 year)
- 321st
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Gadsden, AL vs Alabama and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Gadsden, AL: 326.2
- Alabama: 318.6
- United States: 391.6
Appreciation by time window
| Window | Metro | AL | U.S. | Gap vs AL | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +0.9% | +3.7% | +3.0% | −2.8 pts | −2.1 pts |
| 3 years | +18.2% | +14.0% | +12.9% | +4.2 pts | +5.3 pts |
| 5 years | +46.0% | +43.8% | +41.3% | +2.2 pts | +4.7 pts |
| 10 years | +79.2% | +88.8% | +93.3% | −9.6 pts | −14.1 pts |
| Since Q1 1995 | +226% | +219% | +292% | +7.6 pts | −65.3 pts |
3-digit ZIP regions in the Gadsden, AL area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 359 · Gadsden, AL area | AL | +2.9% | +51.0% | +243% | 36% |
Boom, bust, and recovery in Gadsden, AL area
Gadsden, AL area's index peaked in Q1 2009, fell 7.5% to its low in Q1 2011, and regained its peak in Q4 2017, about 8.8 years after the top. Today it sits +78.0% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q1 2009 | Q1 2011 | -7.5% | Q4 2017 (8.8 yrs) | +78.0% |
| AL | Q1 2009 | Q4 2013 | -10.4% | Q4 2017 (8.8 yrs) | +80.7% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Gadsden, AL area's index has changed +47.4% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | AL after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -2.8% | -0.1% | -0.8% |
| 3 years | +9.8% | +7.6% | +3.8% | +2.8% |
| 5 years | +24.0% | +17.7% | +15.9% | +13.9% |
| 10 years | +39.1% | +28.8% | +35.7% | +39.0% |
| Since Q1 1995 | +121% | +47.4% | +43.9% | +76.8% |
If you bought in the Gadsden, AL area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +219% | $956,342 |
| Q2 2000 | +160% | $779,174 |
| Q2 2005 | +102% | $606,169 |
| Q2 2010 | +88.0% | $564,039 |
| Q2 2015 | +84.5% | $553,449 |
| Q2 2020 | +59.8% | $479,389 |
| Q2 2021 | +46.0% | $438,004 |
| Q2 2023 | +18.2% | $354,570 |
| Q2 2025 | +0.9% | $302,747 |
Frequently asked questions
- How much have home prices risen in the Gadsden, AL area?
- FHFA HPI® data for the Gadsden, AL metro area shows changes of +0.9% over one year, +46.0% over five years, and +79.2% over ten years to Q2 2026, and +226% since Q1 1995.
- Is the Gadsden, AL area beating the national average?
- Over the past year the metro's index moved −2.1 pts versus the U.S.; over five years the gap is +4.7 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.