Metro area index
Home appreciation in the Gulfport-Biloxi, MS metro area
FHFA HPI® data shows the Gulfport-Biloxi, MS metro area's all-transactions index changed +3.5% over the year to Q2 2026, versus +3.7% for Mississippi and +3.0% for the U.S. That ranks 184th of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +3.5%
- 5-year change
- +42.5%
- Since Q1 1995
- +222%
- Metro rank (1 year)
- 184th
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Gulfport-Biloxi, MS vs Mississippi and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Gulfport-Biloxi, MS: 322.2
- Mississippi: 294.4
- United States: 391.6
Appreciation by time window
| Window | Metro | MS | U.S. | Gap vs MS | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +3.5% | +3.7% | +3.0% | −0.2 pts | +0.5 pts |
| 3 years | +9.6% | +14.2% | +12.9% | −4.6 pts | −3.3 pts |
| 5 years | +42.5% | +39.7% | +41.3% | +2.8 pts | +1.2 pts |
| 10 years | +79.5% | +70.1% | +93.3% | +9.4 pts | −13.8 pts |
| Since Q1 1995 | +222% | +194% | +292% | +27.8 pts | −69.4 pts |
3-digit ZIP regions in the Gulfport-Biloxi, MS area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 395 · Gulfport, MS area | MS | +3.2% | +42.4% | +222% | 100% |
Boom, bust, and recovery in Gulfport-Biloxi, MS area
Gulfport-Biloxi, MS area's index peaked in Q1 2008, fell 23.8% to its low in Q4 2013, and regained its peak in Q4 2020, about 12.8 years after the top. Today it sits +49.8% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q1 2008 | Q4 2013 | -23.8% | Q4 2020 (12.8 yrs) | +49.8% |
| MS | Q1 2008 | Q4 2013 | -8.9% | Q3 2017 (9.5 yrs) | +65.9% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Gulfport-Biloxi, MS area's index has changed +45.5% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | MS after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -0.3% | -0.1% | -0.8% |
| 3 years | +9.8% | -0.2% | +4.0% | +2.8% |
| 5 years | +24.0% | +14.9% | +12.6% | +13.9% |
| 10 years | +39.1% | +29.1% | +22.3% | +39.0% |
| Since Q1 1995 | +121% | +45.5% | +33.0% | +76.8% |
If you bought in the Gulfport-Biloxi, MS area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +211% | $932,684 |
| Q2 2000 | +148% | $744,294 |
| Q2 2005 | +97.9% | $593,844 |
| Q2 2010 | +75.8% | $527,415 |
| Q2 2015 | +89.6% | $568,921 |
| Q2 2020 | +54.6% | $463,724 |
| Q2 2021 | +42.5% | $427,370 |
| Q2 2023 | +9.6% | $328,733 |
| Q2 2025 | +3.5% | $310,635 |
Frequently asked questions
- How much have home prices risen in the Gulfport-Biloxi, MS area?
- FHFA HPI® data for the Gulfport-Biloxi, MS metro area shows changes of +3.5% over one year, +42.5% over five years, and +79.5% over ten years to Q2 2026, and +222% since Q1 1995.
- Is the Gulfport-Biloxi, MS area beating the national average?
- Over the past year the metro's index moved +0.5 pts versus the U.S.; over five years the gap is +1.2 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.