Metro area index
Home appreciation in the Jackson, MS metro area
FHFA HPI® data shows the Jackson, MS metro area's all-transactions index changed +1.8% over the year to Q2 2026, versus +3.7% for Mississippi and +3.0% for the U.S. That ranks 295th of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +1.8%
- 5-year change
- +29.3%
- Since Q1 1995
- +149%
- Metro rank (1 year)
- 295th
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Jackson, MS vs Mississippi and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Jackson, MS: 249.0
- Mississippi: 294.4
- United States: 391.6
Appreciation by time window
| Window | Metro | MS | U.S. | Gap vs MS | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +1.8% | +3.7% | +3.0% | −2.0 pts | −1.3 pts |
| 3 years | +11.7% | +14.2% | +12.9% | −2.5 pts | −1.2 pts |
| 5 years | +29.3% | +39.7% | +41.3% | −10.4 pts | −12.0 pts |
| 10 years | +51.0% | +70.1% | +93.3% | −19.1 pts | −42.3 pts |
| Since Q1 1995 | +149% | +194% | +292% | −45.4 pts | −142.6 pts |
3-digit ZIP regions in the Jackson, MS area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 392 · Jackson, MS area | MS | -1.7% | +20.6% | +127% | 100% |
| 390 · Clinton, MS area | MS | +3.0% | +32.8% | +165% | 81% |
| 391 · Madison, MS area | MS | +5.1% | +33.3% | +158% | 55% |
Boom, bust, and recovery in Jackson, MS area
Jackson, MS area's index peaked in Q1 2008, fell 6.9% to its low in Q2 2012, and regained its peak in Q4 2016, about 8.8 years after the top. Today it sits +50.9% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q1 2008 | Q2 2012 | -6.9% | Q4 2016 (8.8 yrs) | +50.9% |
| MS | Q1 2008 | Q4 2013 | -8.9% | Q3 2017 (9.5 yrs) | +65.9% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Jackson, MS area's index has changed +12.5% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | MS after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -2.0% | -0.1% | -0.8% |
| 3 years | +9.8% | +1.7% | +4.0% | +2.8% |
| 5 years | +24.0% | +4.2% | +12.6% | +13.9% |
| 10 years | +39.1% | +8.6% | +22.3% | +39.0% |
| Since Q1 1995 | +121% | +12.5% | +33.0% | +76.8% |
If you bought in the Jackson, MS area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +145% | $733,648 |
| Q2 2000 | +109% | $626,310 |
| Q2 2005 | +68.3% | $504,798 |
| Q2 2010 | +59.2% | $477,560 |
| Q2 2015 | +54.7% | $464,119 |
| Q2 2020 | +39.0% | $416,853 |
| Q2 2021 | +29.3% | $387,871 |
| Q2 2023 | +11.7% | $335,098 |
| Q2 2025 | +1.8% | $305,259 |
Frequently asked questions
- How much have home prices risen in the Jackson, MS area?
- FHFA HPI® data for the Jackson, MS metro area shows changes of +1.8% over one year, +29.3% over five years, and +51.0% over ten years to Q2 2026, and +149% since Q1 1995.
- Is the Jackson, MS area beating the national average?
- Over the past year the metro's index moved −1.3 pts versus the U.S.; over five years the gap is −12.0 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.