Metro area index
Home appreciation in the Jacksonville, NC metro area
FHFA HPI® data shows the Jacksonville, NC metro area's all-transactions index changed +3.8% over the year to Q2 2026, versus +2.4% for North Carolina and +3.0% for the U.S. That ranks 168th of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +3.8%
- 5-year change
- +58.3%
- Since Q1 1995
- +292%
- Metro rank (1 year)
- 168th
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Jacksonville, NC vs North Carolina and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Jacksonville, NC: 391.6
- North Carolina: 376.3
- United States: 391.6
Appreciation by time window
| Window | Metro | NC | U.S. | Gap vs NC | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +3.8% | +2.4% | +3.0% | +1.4 pts | +0.8 pts |
| 3 years | +19.1% | +12.3% | +12.9% | +6.8 pts | +6.2 pts |
| 5 years | +58.3% | +51.4% | +41.3% | +6.9 pts | +17.0 pts |
| 10 years | +113% | +113% | +93.3% | −0.2 pts | +19.8 pts |
| Since Q1 1995 | +292% | +276% | +292% | +15.3 pts | +0.1 pts |
3-digit ZIP regions in the Jacksonville, NC area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 285 · Jacksonville, NC area | NC | +1.8% | +56.3% | +258% | 33% |
Boom, bust, and recovery in Jacksonville, NC area
Jacksonville, NC area's index peaked in Q1 2009, fell 22.0% to its low in Q4 2015, and regained its peak in Q1 2020, about 11 years after the top. Today it sits +77.9% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q1 2009 | Q4 2015 | -22.0% | Q1 2020 (11 yrs) | +77.9% |
| NC | Q1 2008 | Q2 2012 | -13.1% | Q4 2016 (8.8 yrs) | +109% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Jacksonville, NC area's index has changed +76.9% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | NC after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -0.0% | -1.4% | -0.8% |
| 3 years | +9.8% | +8.5% | +2.3% | +2.8% |
| 5 years | +24.0% | +27.6% | +22.1% | +13.9% |
| 10 years | +39.1% | +53.2% | +53.4% | +39.0% |
| Since Q1 1995 | +121% | +76.9% | +70.0% | +76.8% |
If you bought in the Jacksonville, NC area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +282% | $1,146,682 |
| Q2 2000 | +207% | $919,679 |
| Q2 2005 | +127% | $680,543 |
| Q2 2010 | +85.0% | $554,979 |
| Q2 2015 | +121% | $662,993 |
| Q2 2020 | +78.2% | $534,575 |
| Q2 2021 | +58.3% | $474,837 |
| Q2 2023 | +19.1% | $357,294 |
| Q2 2025 | +3.8% | $311,477 |
Frequently asked questions
- How much have home prices risen in the Jacksonville, NC area?
- FHFA HPI® data for the Jacksonville, NC metro area shows changes of +3.8% over one year, +58.3% over five years, and +113% over ten years to Q2 2026, and +292% since Q1 1995.
- Is the Jacksonville, NC area beating the national average?
- Over the past year the metro's index moved +0.8 pts versus the U.S.; over five years the gap is +17.0 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.