Metro area index
Home appreciation in the Tuscaloosa, AL metro area
FHFA HPI® data shows the Tuscaloosa, AL metro area's all-transactions index changed -0.1% over the year to Q2 2026, versus +3.7% for Alabama and +3.0% for the U.S. That ranks 366th of 410 metro areas and divisions FHFA tracks.
- 1-year change
- -0.1%
- 5-year change
- +32.7%
- Since Q1 1995
- +203%
- Metro rank (1 year)
- 366th
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Tuscaloosa, AL vs Alabama and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Tuscaloosa, AL: 302.7
- Alabama: 318.6
- United States: 391.6
Appreciation by time window
| Window | Metro | AL | U.S. | Gap vs AL | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | -0.1% | +3.7% | +3.0% | −3.8 pts | −3.1 pts |
| 3 years | +10.6% | +14.0% | +12.9% | −3.3 pts | −2.2 pts |
| 5 years | +32.7% | +43.8% | +41.3% | −11.1 pts | −8.6 pts |
| 10 years | +68.5% | +88.8% | +93.3% | −20.2 pts | −24.8 pts |
| Since Q1 1995 | +203% | +219% | +292% | −15.9 pts | −88.9 pts |
3-digit ZIP regions in the Tuscaloosa, AL area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 354 · Tuscaloosa, AL area | AL | -0.9% | +33.7% | +202% | 96% |
| 367 · Selma, AL area | AL | +5.2% | +49.8% | +237% | 10% |
Boom, bust, and recovery in Tuscaloosa, AL area
Tuscaloosa, AL area's index peaked in Q1 2009, fell 8.0% to its low in Q2 2011, and regained its peak in Q3 2016, about 7.5 years after the top. Today it sits +67.9% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q1 2009 | Q2 2011 | -8.0% | Q3 2016 (7.5 yrs) | +67.9% |
| AL | Q1 2009 | Q4 2013 | -10.4% | Q4 2017 (8.8 yrs) | +80.7% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Tuscaloosa, AL area's index has changed +36.7% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | AL after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -3.8% | -0.1% | -0.8% |
| 3 years | +9.8% | +0.8% | +3.8% | +2.8% |
| 5 years | +24.0% | +7.0% | +15.9% | +13.9% |
| 10 years | +39.1% | +21.2% | +35.7% | +39.0% |
| Since Q1 1995 | +121% | +36.7% | +43.9% | +76.8% |
If you bought in the Tuscaloosa, AL area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +196% | $889,422 |
| Q2 2000 | +143% | $729,984 |
| Q2 2005 | +93.4% | $580,330 |
| Q2 2010 | +77.1% | $531,301 |
| Q2 2015 | +72.0% | $515,966 |
| Q2 2020 | +43.6% | $430,890 |
| Q2 2021 | +32.7% | $398,115 |
| Q2 2023 | +10.6% | $331,884 |
| Q2 2025 | -0.1% | $299,822 |
Frequently asked questions
- How much have home prices risen in the Tuscaloosa, AL area?
- FHFA HPI® data for the Tuscaloosa, AL metro area shows changes of -0.1% over one year, +32.7% over five years, and +68.5% over ten years to Q2 2026, and +203% since Q1 1995.
- Is the Tuscaloosa, AL area beating the national average?
- Over the past year the metro's index moved −3.1 pts versus the U.S.; over five years the gap is −8.6 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.