Metro area index
Home appreciation in the West Palm Beach-Boca Raton-Delray Beach, FL metropolitan division
FHFA HPI® data shows the West Palm Beach-Boca Raton-Delray Beach, FL metropolitan division's all-transactions index changed +3.6% over the year to Q2 2026, versus +1.4% for Florida and +3.0% for the U.S. That ranks 179th of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +3.6%
- 5-year change
- +58.7%
- Since Q1 1995
- +485%
- Metro rank (1 year)
- 179th
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
West Palm Beach-Boca Raton-Delray Beach, FL vs Florida and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- West Palm Beach-Boca Raton-Delray Beach, FL: 584.5
- Florida: 500.7
- United States: 391.6
Appreciation by time window
| Window | Metro | FL | U.S. | Gap vs FL | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +3.6% | +1.4% | +3.0% | +2.3 pts | +0.6 pts |
| 3 years | +14.0% | +6.6% | +12.9% | +7.4 pts | +1.1 pts |
| 5 years | +58.7% | +46.0% | +41.3% | +12.7 pts | +17.5 pts |
| 10 years | +134% | +120% | +93.3% | +13.9 pts | +40.6 pts |
| Since Q1 1995 | +485% | +401% | +292% | +83.9 pts | +193.0 pts |
3-digit ZIP regions in the West Palm Beach-Boca Raton-Delray Beach, FL area
Regions with at least 10% of their 2010 population inside the metro division, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 334 · West Palm Beach, FL area | FL | +3.6% | +59.1% | +486% | 93% |
Boom, bust, and recovery in West Palm Beach-Boca Raton-Delray Beach, FL area
West Palm Beach-Boca Raton-Delray Beach, FL area's index peaked in Q2 2006, fell 49.4% to its low in Q1 2012, and regained its peak in Q1 2020, about 13.8 years after the top. Today it sits +84.1% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q2 2006 | Q1 2012 | -49.4% | Q1 2020 (13.8 yrs) | +84.1% |
| FL | Q4 2006 | Q2 2012 | -44.7% | Q1 2020 (13.2 yrs) | +72.0% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, West Palm Beach-Boca Raton-Delray Beach, FL area's index has changed +164% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | FL after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -0.2% | -2.4% | -0.8% |
| 3 years | +9.8% | +3.8% | -2.9% | +2.8% |
| 5 years | +24.0% | +28.0% | +17.7% | +13.9% |
| 10 years | +39.1% | +68.2% | +58.2% | +39.0% |
| Since Q1 1995 | +121% | +164% | +126% | +76.8% |
If you bought in the West Palm Beach-Boca Raton-Delray Beach, FL area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +477% | $1,730,774 |
| Q2 2000 | +375% | $1,424,665 |
| Q2 2005 | +118% | $654,605 |
| Q2 2010 | +225% | $976,349 |
| Q2 2015 | +156% | $768,896 |
| Q2 2020 | +82.3% | $546,998 |
| Q2 2021 | +58.7% | $476,217 |
| Q2 2023 | +14.0% | $341,890 |
| Q2 2025 | +3.7% | $310,964 |
Frequently asked questions
- How much have home prices risen in the West Palm Beach-Boca Raton-Delray Beach, FL area?
- FHFA HPI® data for the West Palm Beach-Boca Raton-Delray Beach, FL metropolitan division shows changes of +3.6% over one year, +58.7% over five years, and +134% over ten years to Q2 2026, and +485% since Q1 1995.
- Is the West Palm Beach-Boca Raton-Delray Beach, FL area beating the national average?
- Over the past year the metro's index moved +0.6 pts versus the U.S.; over five years the gap is +17.5 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan division. The index covers the whole area, so individual neighborhoods and homes can differ from it.