ZAzipappreciation.com

Guide

How Much Has My House Increased in Value Since I Bought It?

Use purchase date, purchase price, and ZIP3 regional index movement to estimate growth.

Last updated 2026-06-18

Live data · FHFA HPI® through Q2 2026

How much the U.S. index has grown since you bought

For a regional figure, open your 3-digit ZIP page or the calculator.

An example $300,000 purchase grown at the U.S. index rate. Use your ZIP region's page for a local figure.
Bought inU.S. index change$300,000 then, at the U.S. rate
Q2 1995+285%$1,155,613
Q2 2000+208%$924,293
Q2 2005+109%$627,739
Q2 2010+123%$668,941
Q2 2015+103%$609,508
Q2 2020+58.9%$476,556
Q2 2021+41.3%$423,868
Q2 2023+12.9%$338,576
Q2 2025+3.0%$309,094
Open the home appreciation calculator →

Start with your purchase period

Use the quarter closest to when you bought the home and the value you want to adjust, such as purchase price.

Then compare it with the latest imported FHFA HPI® period for your 3-digit ZIP region.

Interpret the answer carefully

If the index suggests a large increase, that can be a useful signal for refinance or sale planning.

Before acting, compare the estimate with local sales, property condition, loan payoff, and transaction costs.

Sources