Guide
How Much Has My Home Appreciated?
Estimate broad home appreciation from a starting value and FHFA regional index movement.
Last updated 2026-06-18
Live data · FHFA HPI® through Q2 2026
How much the U.S. index has grown since you bought
For a regional figure, open your 3-digit ZIP page or the calculator.
| Bought in | U.S. index change | $300,000 then, at the U.S. rate |
|---|---|---|
| Q2 1995 | +285% | $1,155,613 |
| Q2 2000 | +208% | $924,293 |
| Q2 2005 | +109% | $627,739 |
| Q2 2010 | +123% | $668,941 |
| Q2 2015 | +103% | $609,508 |
| Q2 2020 | +58.9% | $476,556 |
| Q2 2021 | +41.3% | $423,868 |
| Q2 2023 | +12.9% | $338,576 |
| Q2 2025 | +3.0% | $309,094 |
Use a consistent index period
Choose the 3-digit ZIP region, a starting quarter near your purchase date, an ending quarter, and the value you want to adjust.
The calculator applies the ratio between the two regional index values to estimate growth over that period.
Know the limitation
The result is a regional estimate. It cannot see property condition, additions, lot differences, views, school boundaries, or unusual local demand.
For decision-making, use it as an orientation tool and pair it with current local market evidence.