Metro area index
Home appreciation in the Albany, GA metro area
FHFA HPI® data shows the Albany, GA metro area's all-transactions index changed +0.6% over the year to Q2 2026, versus +1.9% for Georgia and +3.0% for the U.S. That ranks 344th of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +0.6%
- 5-year change
- +48.2%
- Since Q1 1995
- +165%
- Metro rank (1 year)
- 344th
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Albany, GA vs Georgia and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Albany, GA: 264.5
- Georgia: 375.3
- United States: 391.6
Appreciation by time window
| Window | Metro | GA | U.S. | Gap vs GA | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +0.6% | +1.9% | +3.0% | −1.4 pts | −2.5 pts |
| 3 years | +18.6% | +10.9% | +12.9% | +7.7 pts | +5.8 pts |
| 5 years | +48.2% | +47.6% | +41.3% | +0.6 pts | +6.9 pts |
| 10 years | +79.7% | +112% | +93.3% | −32.5 pts | −13.6 pts |
| Since Q1 1995 | +165% | +275% | +292% | −110.8 pts | −127.0 pts |
3-digit ZIP regions in the Albany, GA area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 317 · Albany, GA area | GA | +4.6% | +48.5% | +202% | 39% |
Boom, bust, and recovery in Albany, GA area
Albany, GA area's index peaked in Q1 2008, fell 17.6% to its low in Q2 2014, and regained its peak in Q1 2021, about 13 years after the top. Today it sits +55.2% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q1 2008 | Q2 2014 | -17.6% | Q1 2021 (13 yrs) | +55.2% |
| GA | Q1 2008 | Q2 2012 | -24.4% | Q2 2017 (9.2 yrs) | +103% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Albany, GA area's index has changed +19.5% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | GA after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -3.2% | -1.9% | -0.8% |
| 3 years | +9.8% | +8.0% | +1.0% | +2.8% |
| 5 years | +24.0% | +19.5% | +19.0% | +13.9% |
| 10 years | +39.1% | +29.2% | +52.6% | +39.0% |
| Since Q1 1995 | +121% | +19.5% | +69.5% | +76.8% |
If you bought in the Albany, GA area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +159% | $777,971 |
| Q2 2000 | +118% | $653,595 |
| Q2 2005 | +77.7% | $533,000 |
| Q2 2010 | +71.4% | $514,111 |
| Q2 2015 | +83.2% | $549,688 |
| Q2 2020 | +61.2% | $483,653 |
| Q2 2021 | +48.2% | $444,530 |
| Q2 2023 | +18.6% | $355,907 |
| Q2 2025 | +0.6% | $301,654 |
Frequently asked questions
- How much have home prices risen in the Albany, GA area?
- FHFA HPI® data for the Albany, GA metro area shows changes of +0.6% over one year, +48.2% over five years, and +79.7% over ten years to Q2 2026, and +165% since Q1 1995.
- Is the Albany, GA area beating the national average?
- Over the past year the metro's index moved −2.5 pts versus the U.S.; over five years the gap is +6.9 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.