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Home appreciation in Georgia
Georgia's FHFA HPI® all-transactions index changed +1.9% over the year to Q2 2026, versus +3.0% nationally, ranking 43rd of 51 states and D.C. Below, compare its 20 3-digit ZIP regions and 16 metro areas.
- 1-year change
- +1.9%
- 5-year change
- +47.6%
- Since Q1 1995
- +275%
- State rank (1 year)
- 43rd
U.S. +3.0%
13th of 51
U.S. +292%
of 51 states and D.C.
Georgia vs the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Georgia: 375.3
- United States: 391.6
Georgia appreciation by time window
| Window | GA | U.S. | Gap vs U.S. |
|---|---|---|---|
| 1 year | +1.9% | +3.0% | −1.1 pts |
| 3 years | +10.9% | +12.9% | −2.0 pts |
| 5 years | +47.6% | +41.3% | +6.3 pts |
| 10 years | +112% | +93.3% | +18.9 pts |
| Since Q1 1995 | +275% | +292% | −16.3 pts |
3-digit ZIP regions in Georgia
Fastest-appreciating ZIP codes in Georgia →Sorted by one-year change. 10 of 20 regions beat the national one-year change of +3.0%. Place labels name the largest community in each region.
| # | 3-digit ZIP region | 1 year | 5 years | 10 years | Since Q1 1995 |
|---|---|---|---|---|---|
| 1 | 316 · Valdosta, GA area | +10.0% | +56.7% | +89.5% | +207% |
| 2 | 308 · Augusta-Richmond County, GA area | +8.0% | +47.7% | +95.5% | +217% |
| 3 | 310 · Warner Robins, GA area | +5.9% | +58.3% | +110% | +226% |
| 4 | 317 · Albany, GA area | +4.6% | +48.5% | +85.4% | +202% |
| 5 | 307 · Dalton, GA area | +4.2% | +56.0% | +123% | +282% |
| 6 | 315 · St. Marys, GA area | +3.8% | +56.0% | +104% | +280% |
| 7 | 319 · Columbus, GA area | +3.8% | +42.1% | +77.1% | +173% |
| 8 | 304 · Statesboro, GA area | +3.4% | +56.5% | +115% | +283% |
| 9 | 398 · Bainbridge, GA area | +3.4% | +56.5% | +115% | +283% |
| 10 | 313 · Hinesville, GA area | +3.2% | +63.3% | +118% | +308% |
| 11 | 314 · Savannah, GA area | +2.7% | +62.5% | +123% | +394% |
| 12 | 305 · Gainesville, GA area | +2.6% | +56.5% | +133% | +319% |
| 13 | 302 · Peachtree City, GA area | +2.5% | +49.2% | +121% | +236% |
| 14 | 312 · Macon, GA area | +2.1% | +49.9% | +94.5% | +161% |
| 15 | 309 · Augusta-Richmond County, GA area | +1.8% | +41.5% | +105% | +217% |
| 16 | 301 · Rome, GA area | +1.6% | +48.6% | +129% | +272% |
| 17 | 318 · Columbus, GA area | +1.4% | +42.5% | +79.0% | +178% |
| 18 | 303 · Atlanta, GA area | +1.3% | +32.8% | +85.3% | +387% |
| 19 | 306 · Athens-Clarke County, GA area | +0.9% | +53.6% | +134% | +325% |
| 20 | 300 · Roswell, GA area | -0.6% | +43.3% | +113% | +270% |
Metro areas in Georgia
| Metro area | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|
| Valdosta, GA | +10.0% | +56.7% | +207% |
| Warner Robins, GA | +7.9% | +57.0% | +190% |
| Augusta-Richmond County, GA-SC | +5.0% | +49.2% | +230% |
| Dalton, GA | +4.2% | +53.3% | +247% |
| Savannah, GA | +3.4% | +63.5% | +370% |
| Gainesville, GA | +2.7% | +59.8% | +319% |
| Macon-Bibb County, GA | +2.7% | +53.0% | +175% |
| Hinesville, GA | +2.4% | +66.7% | Not available |
| Chattanooga, TN-GA | +1.9% | +51.5% | +315% |
| Columbus, GA-AL | +1.4% | +42.5% | +178% |
| Atlanta-Sandy Springs-Roswell, GA (division) | +1.0% | +42.7% | +275% |
| Athens-Clarke County, GA | +1.0% | +54.8% | +327% |
| Albany, GA | +0.6% | +48.2% | +165% |
| Marietta, GA (division) | +0.5% | +46.0% | +297% |
| Rome, GA | -1.6% | +47.2% | +239% |
| Brunswick-St. Simons, GA | -4.9% | +48.4% | +285% |
Boom, bust, and recovery in Georgia
Georgia's index peaked in Q1 2008, fell 24.4% to its low in Q2 2012, and regained its peak in Q2 2017, about 9.2 years after the top. Today it sits +103% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| GA | Q1 2008 | Q2 2012 | -24.4% | Q2 2017 (9.2 yrs) | +103% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Georgia's index has changed +69.5% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | GA after inflation | U.S. after inflation |
|---|---|---|---|
| 1 year | +3.9% | -1.9% | -0.8% |
| 3 years | +9.8% | +1.0% | +2.8% |
| 5 years | +24.0% | +19.0% | +13.9% |
| 10 years | +39.1% | +52.6% | +39.0% |
| Since Q1 1995 | +121% | +69.5% | +76.8% |
If you bought in Georgia in…
An example $300,000 purchase grown at the statewide index rate to Q2 2026. Local markets within the state vary widely.
| Bought in | Index change | $300,000 then, at the state rate |
|---|---|---|
| Q2 1995 | +268% | $1,104,387 |
| Q2 2000 | +183% | $850,165 |
| Q2 2005 | +121% | $661,992 |
| Q2 2010 | +136% | $709,295 |
| Q2 2015 | +125% | $673,530 |
| Q2 2020 | +67.3% | $501,893 |
| Q2 2021 | +47.6% | $442,794 |
| Q2 2023 | +10.9% | $332,687 |
| Q2 2025 | +1.9% | $305,787 |
Frequently asked questions
- How much have home prices gone up in Georgia?
- FHFA HPI® data for Georgia shows the all-transactions index changed +1.9% over the year to Q2 2026, +47.6% over five years, +112% over ten years, and +275% since Q1 1995.
- Is Georgia appreciating faster than the national average?
- Over the past year Georgia's index moved −1.1 pts versus the U.S. (+3.0%), ranking 43rd of 51 states and D.C. Over five years the gap is +6.3 pts.
- Which ZIP codes in Georgia are appreciating fastest?
- Over the past year the strongest of 20 3-digit ZIP regions in Georgia was ZIP3 316 (Valdosta, GA area) at +10.0%, and the weakest was ZIP3 300 (Roswell, GA area) at -0.6%. 10 of 20 beat the national one-year change.