Metro area index
Home appreciation in the Bloomington, IL metro area
FHFA HPI® data shows the Bloomington, IL metro area's all-transactions index changed +8.7% over the year to Q2 2026, versus +6.0% for Illinois and +3.0% for the U.S. That ranks 18th of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +8.7%
- 5-year change
- +52.1%
- Since Q1 1995
- +153%
- Metro rank (1 year)
- 18th
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Bloomington, IL vs Illinois and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Bloomington, IL: 252.9
- Illinois: 283.5
- United States: 391.6
Appreciation by time window
| Window | Metro | IL | U.S. | Gap vs IL | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +8.7% | +6.0% | +3.0% | +2.7 pts | +5.7 pts |
| 3 years | +17.3% | +21.8% | +12.9% | −4.5 pts | +4.4 pts |
| 5 years | +52.1% | +46.9% | +41.3% | +5.3 pts | +10.9 pts |
| 10 years | +71.2% | +75.6% | +93.3% | −4.4 pts | −22.1 pts |
| Since Q1 1995 | +153% | +184% | +292% | −30.6 pts | −138.7 pts |
3-digit ZIP regions in the Bloomington, IL area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 617 · Bloomington, IL area | IL | +7.9% | +51.3% | +156% | 72% |
Boom, bust, and recovery in Bloomington, IL area
Bloomington, IL area's index peaked in Q4 2007, fell 3.9% to its low in Q2 2012, and regained its peak in Q4 2017, about 10 years after the top. Today it sits +70.8% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q4 2007 | Q2 2012 | -3.9% | Q4 2017 (10 yrs) | +70.8% |
| IL | Q1 2007 | Q2 2012 | -21.8% | Q2 2021 (14.2 yrs) | +51.8% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Bloomington, IL area's index has changed +14.2% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | IL after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | +4.7% | +2.0% | -0.8% |
| 3 years | +9.8% | +6.8% | +10.9% | +2.8% |
| 5 years | +24.0% | +22.7% | +18.4% | +13.9% |
| 10 years | +39.1% | +23.1% | +26.3% | +39.0% |
| Since Q1 1995 | +121% | +14.2% | +28.0% | +76.8% |
If you bought in the Bloomington, IL area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +149% | $746,722 |
| Q2 2000 | +111% | $633,915 |
| Q2 2005 | +79.9% | $539,556 |
| Q2 2010 | +72.7% | $518,217 |
| Q2 2015 | +72.7% | $518,146 |
| Q2 2020 | +67.2% | $501,700 |
| Q2 2021 | +52.2% | $456,453 |
| Q2 2023 | +17.3% | $351,871 |
| Q2 2025 | +8.7% | $326,141 |
Frequently asked questions
- How much have home prices risen in the Bloomington, IL area?
- FHFA HPI® data for the Bloomington, IL metro area shows changes of +8.7% over one year, +52.1% over five years, and +71.2% over ten years to Q2 2026, and +153% since Q1 1995.
- Is the Bloomington, IL area beating the national average?
- Over the past year the metro's index moved +5.7 pts versus the U.S.; over five years the gap is +10.9 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.