Metro area index
Home appreciation in the Kahului-Wailuku, HI metro area
FHFA HPI® data shows the Kahului-Wailuku, HI metro area's all-transactions index changed +3.9% over the year to Q2 2026, versus +8.7% for Hawaii and +3.0% for the U.S. That ranks 162nd of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +3.9%
- 5-year change
- +48.6%
- Since Q1 1995
- +364%
- Metro rank (1 year)
- 162nd
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Kahului-Wailuku, HI vs Hawaii and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Kahului-Wailuku, HI: 463.8
- Hawaii: 382.8
- United States: 391.6
Appreciation by time window
| Window | Metro | HI | U.S. | Gap vs HI | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +3.9% | +8.7% | +3.0% | −4.8 pts | +0.9 pts |
| 3 years | +4.5% | +10.6% | +12.9% | −6.0 pts | −8.3 pts |
| 5 years | +48.6% | +41.4% | +41.3% | +7.2 pts | +7.3 pts |
| 10 years | +98.0% | +74.8% | +93.3% | +23.2 pts | +4.7 pts |
| Since Q1 1995 | +364% | +283% | +292% | +81.0 pts | +72.3 pts |
3-digit ZIP regions in the Kahului-Wailuku, HI area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 967 · Pearl City, HI area | HI | +6.7% | +44.0% | +299% | 16% |
Boom, bust, and recovery in Kahului-Wailuku, HI area
Kahului-Wailuku, HI area's index peaked in Q2 2007, fell 36.1% to its low in Q4 2011, and regained its peak in Q3 2018, about 11.2 years after the top. Today it sits +74.7% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q2 2007 | Q4 2011 | -36.1% | Q3 2018 (11.2 yrs) | +74.7% |
| HI | Q2 2007 | Q1 2011 | -18.5% | Q4 2015 (8.5 yrs) | +81.7% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Kahului-Wailuku, HI area's index has changed +109% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | HI after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | +0.1% | +4.7% | -0.8% |
| 3 years | +9.8% | -4.8% | +0.7% | +2.8% |
| 5 years | +24.0% | +19.8% | +14.0% | +13.9% |
| 10 years | +39.1% | +42.4% | +25.7% | +39.0% |
| Since Q1 1995 | +121% | +109% | +72.9% | +76.8% |
If you bought in the Kahului-Wailuku, HI area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +342% | $1,324,793 |
| Q2 2000 | +346% | $1,338,557 |
| Q2 2005 | +107% | $622,091 |
| Q2 2010 | +158% | $773,833 |
| Q2 2015 | +106% | $617,727 |
| Q2 2020 | +61.2% | $483,488 |
| Q2 2021 | +48.6% | $445,671 |
| Q2 2023 | +4.6% | $313,661 |
| Q2 2025 | +3.9% | $311,791 |
Frequently asked questions
- How much have home prices risen in the Kahului-Wailuku, HI area?
- FHFA HPI® data for the Kahului-Wailuku, HI metro area shows changes of +3.9% over one year, +48.6% over five years, and +98.0% over ten years to Q2 2026, and +364% since Q1 1995.
- Is the Kahului-Wailuku, HI area beating the national average?
- Over the past year the metro's index moved +0.9 pts versus the U.S.; over five years the gap is +7.3 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.