Metro area index
Home appreciation in the Kingston, NY metro area
FHFA HPI® data shows the Kingston, NY metro area's all-transactions index changed +2.6% over the year to Q2 2026, versus +5.3% for New York and +3.0% for the U.S. That ranks 249th of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +2.6%
- 5-year change
- +46.2%
- Since Q1 1995
- +386%
- Metro rank (1 year)
- 249th
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Kingston, NY vs New York and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Kingston, NY: 486.3
- New York: 433.4
- United States: 391.6
Appreciation by time window
| Window | Metro | NY | U.S. | Gap vs NY | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +2.6% | +5.3% | +3.0% | −2.7 pts | −0.4 pts |
| 3 years | +16.8% | +22.4% | +12.9% | −5.6 pts | +3.9 pts |
| 5 years | +46.2% | +49.9% | +41.3% | −3.7 pts | +4.9 pts |
| 10 years | +122% | +96.6% | +93.3% | +25.8 pts | +29.1 pts |
| Since Q1 1995 | +386% | +333% | +292% | +52.9 pts | +94.7 pts |
3-digit ZIP regions in the Kingston, NY area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 124 · Kingston, NY area | NY | +5.0% | +48.9% | +422% | 75% |
| 125 · Newburgh, NY area | NY | +6.8% | +50.9% | +307% | 15% |
Boom, bust, and recovery in Kingston, NY area
Kingston, NY area's index peaked in Q4 2006, fell 21.9% to its low in Q4 2013, and regained its peak in Q4 2019, about 13 years after the top. Today it sits +81.2% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q4 2006 | Q4 2013 | -21.9% | Q4 2019 (13 yrs) | +81.2% |
| NY | Q1 2007 | Q2 2012 | -14.0% | Q3 2017 (10.5 yrs) | +85.2% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Kingston, NY area's index has changed +120% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | NY after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -1.2% | +1.4% | -0.8% |
| 3 years | +9.8% | +6.4% | +11.5% | +2.8% |
| 5 years | +24.0% | +17.9% | +20.8% | +13.9% |
| 10 years | +39.1% | +59.9% | +41.4% | +39.0% |
| Since Q1 1995 | +121% | +120% | +95.8% | +76.8% |
If you bought in the Kingston, NY area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +367% | $1,399,818 |
| Q2 2000 | +274% | $1,121,339 |
| Q2 2005 | +98.3% | $594,801 |
| Q2 2010 | +110% | $629,803 |
| Q2 2015 | +124% | $670,536 |
| Q2 2020 | +80.6% | $541,843 |
| Q2 2021 | +46.2% | $438,590 |
| Q2 2023 | +16.8% | $350,366 |
| Q2 2025 | +2.6% | $307,786 |
Frequently asked questions
- How much have home prices risen in the Kingston, NY area?
- FHFA HPI® data for the Kingston, NY metro area shows changes of +2.6% over one year, +46.2% over five years, and +122% over ten years to Q2 2026, and +386% since Q1 1995.
- Is the Kingston, NY area beating the national average?
- Over the past year the metro's index moved −0.4 pts versus the U.S.; over five years the gap is +4.9 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.