Metro area index
Home appreciation in the Lima, OH metro area
FHFA HPI® data shows the Lima, OH metro area's all-transactions index changed +11.1% over the year to Q2 2026, versus +4.3% for Ohio and +3.0% for the U.S. That ranks 6th of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +11.1%
- 5-year change
- +48.5%
- Since Q1 1995
- +210%
- Metro rank (1 year)
- 6th
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Lima, OH vs Ohio and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Lima, OH: 310.4
- Ohio: 301.1
- United States: 391.6
Appreciation by time window
| Window | Metro | OH | U.S. | Gap vs OH | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +11.1% | +4.3% | +3.0% | +6.8 pts | +8.1 pts |
| 3 years | +23.3% | +18.3% | +12.9% | +5.0 pts | +10.4 pts |
| 5 years | +48.5% | +48.1% | +41.3% | +0.4 pts | +7.2 pts |
| 10 years | +103% | +103% | +93.3% | +0.3 pts | +9.5 pts |
| Since Q1 1995 | +210% | +201% | +292% | +9.3 pts | −81.2 pts |
3-digit ZIP regions in the Lima, OH area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 458 · Findlay, OH area | OH | +7.5% | +47.7% | +215% | 29% |
Boom, bust, and recovery in Lima, OH area
Lima, OH area's index peaked in Q4 2005, fell 10.9% to its low in Q2 2014, and regained its peak in Q2 2017, about 11.5 years after the top. Today it sits +93.8% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q4 2005 | Q2 2014 | -10.9% | Q2 2017 (11.5 yrs) | +93.8% |
| OH | Q4 2005 | Q2 2012 | -12.9% | Q2 2017 (11.5 yrs) | +95.6% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Lima, OH area's index has changed +40.2% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | OH after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | +7.0% | +0.4% | -0.8% |
| 3 years | +9.8% | +12.3% | +7.7% | +2.8% |
| 5 years | +24.0% | +19.8% | +19.4% | +13.9% |
| 10 years | +39.1% | +45.9% | +45.7% | +39.0% |
| Since Q1 1995 | +121% | +40.2% | +36.0% | +76.8% |
If you bought in the Lima, OH area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +210% | $929,311 |
| Q2 2000 | +150% | $750,097 |
| Q2 2005 | +101% | $602,309 |
| Q2 2010 | +109% | $626,797 |
| Q2 2015 | +103% | $608,886 |
| Q2 2020 | +68.3% | $504,973 |
| Q2 2021 | +48.5% | $445,579 |
| Q2 2023 | +23.3% | $369,849 |
| Q2 2025 | +11.1% | $333,263 |
Frequently asked questions
- How much have home prices risen in the Lima, OH area?
- FHFA HPI® data for the Lima, OH metro area shows changes of +11.1% over one year, +48.5% over five years, and +103% over ten years to Q2 2026, and +210% since Q1 1995.
- Is the Lima, OH area beating the national average?
- Over the past year the metro's index moved +8.1 pts versus the U.S.; over five years the gap is +7.2 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.