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Home appreciation in Ohio
Ohio's FHFA HPI® all-transactions index changed +4.3% over the year to Q2 2026, versus +3.0% nationally, ranking 15th of 51 states and D.C. Below, compare its 29 3-digit ZIP regions and 15 metro areas.
- 1-year change
- +4.3%
- 5-year change
- +48.1%
- Since Q1 1995
- +201%
- State rank (1 year)
- 15th
U.S. +3.0%
12th of 51
U.S. +292%
of 51 states and D.C.
Ohio vs the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Ohio: 301.1
- United States: 391.6
Ohio appreciation by time window
| Window | OH | U.S. | Gap vs U.S. |
|---|---|---|---|
| 1 year | +4.3% | +3.0% | +1.3 pts |
| 3 years | +18.3% | +12.9% | +5.4 pts |
| 5 years | +48.1% | +41.3% | +6.8 pts |
| 10 years | +103% | +93.3% | +9.3 pts |
| Since Q1 1995 | +201% | +292% | −90.5 pts |
3-digit ZIP regions in Ohio
Fastest-appreciating ZIP codes in Ohio →Sorted by one-year change. 24 of 29 regions beat the national one-year change of +3.0%. Place labels name the largest community in each region.
| # | 3-digit ZIP region | 1 year | 5 years | 10 years | Since Q1 1995 |
|---|---|---|---|---|---|
| 1 | 439 · Steubenville, OH area | +9.1% | +55.9% | +105% | +248% |
| 2 | 433 · Marion, OH area | +7.9% | +54.6% | +119% | +275% |
| 3 | 458 · Findlay, OH area | +7.5% | +47.7% | +96.1% | +215% |
| 4 | 446 · Massillon, OH area | +7.5% | +50.1% | +100% | +211% |
| 5 | 447 · Canton, OH area | +7.2% | +49.8% | +93.5% | +178% |
| 6 | 438 · Coshocton, OH area | +6.2% | +50.3% | +101% | +224% |
| 7 | 457 · Athens, OH area | +6.2% | +50.3% | +101% | +224% |
| 8 | 456 · Chillicothe, OH area | +6.0% | +50.5% | +97.1% | +230% |
| 9 | 453 · Fairborn, OH area | +5.5% | +51.9% | +110% | +185% |
| 10 | 441 · Cleveland, OH area | +5.4% | +48.9% | +106% | +171% |
| 11 | 444 · Warren, OH area | +5.4% | +51.3% | +96.2% | +194% |
| 12 | 437 · Zanesville, OH area | +5.4% | +51.5% | +103% | +286% |
| 13 | 448 · Sandusky, OH area | +4.8% | +54.3% | +106% | +209% |
| 14 | 430 · Columbus, OH area | +4.8% | +51.8% | +112% | +244% |
| 15 | 454 · Dayton, OH area | +4.8% | +47.8% | +111% | +165% |
| 16 | 445 · Youngstown, OH area | +4.4% | +58.8% | +109% | +181% |
| 17 | 450 · Hamilton, OH area | +4.2% | +52.5% | +109% | +206% |
| 18 | 451 · Wilmington, OH area | +4.1% | +52.6% | +112% | +225% |
| 19 | 434 · Bowling Green, OH area | +4.0% | +46.2% | +88.9% | +194% |
| 20 | 435 · Perrysburg, OH area | +4.0% | +42.2% | +85.0% | +166% |
| 21 | 440 · Lorain, OH area | +3.5% | +47.4% | +93.5% | +167% |
| 22 | 452 · Cincinnati, OH area | +3.3% | +48.0% | +106% | +220% |
| 23 | 455 · Springfield, OH area | +3.1% | +53.4% | +112% | +189% |
| 24 | 436 · Toledo, OH area | +3.1% | +45.5% | +95.0% | +156% |
| 25 | 431 · Columbus, OH area | +3.0% | +46.4% | +115% | +232% |
| 26 | 443 · Akron, OH area | +2.9% | +46.4% | +96.0% | +163% |
| 27 | 442 · Cuyahoga Falls, OH area | +2.9% | +46.5% | +94.3% | +181% |
| 28 | 432 · Columbus, OH area | +2.1% | +40.7% | +108% | +274% |
| 29 | 449 · Mansfield, OH area | -2.3% | +49.4% | +110% | +183% |
Metro areas in Ohio
| Metro area | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|
| Lima, OH | +11.1% | +48.5% | +210% |
| Weirton-Steubenville, WV-OH | +9.1% | +55.9% | +248% |
| Huntington-Ashland, WV-KY-OH | +8.4% | +44.9% | +183% |
| Canton-Massillon, OH | +6.8% | +49.0% | +192% |
| Sandusky, OH | +6.8% | +61.6% | +218% |
| Dayton-Kettering-Beavercreek, OH | +5.3% | +49.7% | +171% |
| Youngstown-Warren, OH | +4.8% | +55.0% | +184% |
| Cleveland, OH | +4.3% | +48.1% | +171% |
| Cincinnati, OH-KY-IN | +3.8% | +49.9% | +218% |
| Toledo, OH | +3.4% | +42.8% | +162% |
| Columbus, OH | +3.3% | +46.1% | +251% |
| Akron, OH | +3.2% | +46.3% | +172% |
| Springfield, OH | +2.3% | +52.7% | +194% |
| Wheeling, WV-OH | +0.6% | +36.8% | +189% |
| Mansfield, OH | -3.6% | +49.9% | +191% |
Boom, bust, and recovery in Ohio
Ohio's index peaked in Q4 2005, fell 12.9% to its low in Q2 2012, and regained its peak in Q2 2017, about 11.5 years after the top. Today it sits +95.6% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| OH | Q4 2005 | Q2 2012 | -12.9% | Q2 2017 (11.5 yrs) | +95.6% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Ohio's index has changed +36.0% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | OH after inflation | U.S. after inflation |
|---|---|---|---|
| 1 year | +3.9% | +0.4% | -0.8% |
| 3 years | +9.8% | +7.7% | +2.8% |
| 5 years | +24.0% | +19.4% | +13.9% |
| 10 years | +39.1% | +45.7% | +39.0% |
| Since Q1 1995 | +121% | +36.0% | +76.8% |
If you bought in Ohio in…
An example $300,000 purchase grown at the statewide index rate to Q2 2026. Local markets within the state vary widely.
| Bought in | Index change | $300,000 then, at the state rate |
|---|---|---|
| Q2 1995 | +196% | $886,554 |
| Q2 2000 | +139% | $717,026 |
| Q2 2005 | +97.7% | $593,083 |
| Q2 2010 | +116% | $648,144 |
| Q2 2015 | +110% | $629,219 |
| Q2 2020 | +66.1% | $498,355 |
| Q2 2021 | +48.1% | $444,295 |
| Q2 2023 | +18.3% | $354,786 |
| Q2 2025 | +4.3% | $312,888 |
Frequently asked questions
- How much have home prices gone up in Ohio?
- FHFA HPI® data for Ohio shows the all-transactions index changed +4.3% over the year to Q2 2026, +48.1% over five years, +103% over ten years, and +201% since Q1 1995.
- Is Ohio appreciating faster than the national average?
- Over the past year Ohio's index moved +1.3 pts versus the U.S. (+3.0%), ranking 15th of 51 states and D.C. Over five years the gap is +6.8 pts.
- Which ZIP codes in Ohio are appreciating fastest?
- Over the past year the strongest of 29 3-digit ZIP regions in Ohio was ZIP3 439 (Steubenville, OH area) at +9.1%, and the weakest was ZIP3 449 (Mansfield, OH area) at -2.3%. 24 of 29 beat the national one-year change.