Metro area index
Home appreciation in the Lincoln, NE metro area
FHFA HPI® data shows the Lincoln, NE metro area's all-transactions index changed +2.1% over the year to Q2 2026, versus +3.2% for Nebraska and +3.0% for the U.S. That ranks 280th of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +2.1%
- 5-year change
- +39.3%
- Since Q1 1995
- +239%
- Metro rank (1 year)
- 280th
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Lincoln, NE vs Nebraska and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Lincoln, NE: 339.4
- Nebraska: 349.5
- United States: 391.6
Appreciation by time window
| Window | Metro | NE | U.S. | Gap vs NE | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +2.1% | +3.2% | +3.0% | −1.1 pts | −0.9 pts |
| 3 years | +10.3% | +12.7% | +12.9% | −2.3 pts | −2.5 pts |
| 5 years | +39.3% | +41.1% | +41.3% | −1.8 pts | −2.0 pts |
| 10 years | +90.0% | +91.4% | +93.3% | −1.5 pts | −3.4 pts |
| Since Q1 1995 | +239% | +249% | +292% | −10.1 pts | −52.2 pts |
3-digit ZIP regions in the Lincoln, NE area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 685 · Lincoln, NE area | NE | +2.0% | +38.9% | +237% | 100% |
| 684 · York, NE area | NE | +2.1% | +39.3% | +239% | 34% |
| 683 · Beatrice, NE area | NE | +3.4% | +45.6% | +266% | 14% |
Boom, bust, and recovery in Lincoln, NE area
Lincoln, NE area's index peaked in Q1 2007, fell 4.9% to its low in Q1 2010, and regained its peak in Q1 2013, about 6 years after the top. Today it sits +115% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q1 2007 | Q1 2010 | -4.9% | Q1 2013 (6 yrs) | +115% |
| NE | Q1 2008 | Q2 2011 | -2.9% | Q1 2013 (5 yrs) | +117% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Lincoln, NE area's index has changed +53.3% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | NE after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -1.7% | -0.6% | -0.8% |
| 3 years | +9.8% | +0.5% | +2.6% | +2.8% |
| 5 years | +24.0% | +12.3% | +13.8% | +13.9% |
| 10 years | +39.1% | +36.6% | +37.6% | +39.0% |
| Since Q1 1995 | +121% | +53.3% | +57.8% | +76.8% |
If you bought in the Lincoln, NE area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +237% | $1,010,620 |
| Q2 2000 | +167% | $800,157 |
| Q2 2005 | +120% | $661,427 |
| Q2 2010 | +121% | $663,885 |
| Q2 2015 | +99.4% | $598,237 |
| Q2 2020 | +55.6% | $466,700 |
| Q2 2021 | +39.3% | $417,946 |
| Q2 2023 | +10.3% | $330,971 |
| Q2 2025 | +2.1% | $306,336 |
Frequently asked questions
- How much have home prices risen in the Lincoln, NE area?
- FHFA HPI® data for the Lincoln, NE metro area shows changes of +2.1% over one year, +39.3% over five years, and +90.0% over ten years to Q2 2026, and +239% since Q1 1995.
- Is the Lincoln, NE area beating the national average?
- Over the past year the metro's index moved −0.9 pts versus the U.S.; over five years the gap is −2.0 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.