Metro area index
Home appreciation in the Paducah, KY-IL metro area
FHFA HPI® data shows the Paducah, KY-IL metro area's all-transactions index changed +11.4% over the year to Q2 2026, versus +4.7% for Kentucky and +3.0% for the U.S. That ranks 4th of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +11.4%
- 5-year change
- +47.3%
- Since Q1 1995
- +201%
- Metro rank (1 year)
- 4th
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Paducah, KY-IL vs Kentucky and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Paducah, KY-IL: 301.1
- Kentucky: 338.8
- United States: 391.6
Appreciation by time window
| Window | Metro | KY | U.S. | Gap vs KY | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +11.4% | +4.7% | +3.0% | +6.6 pts | +8.4 pts |
| 3 years | +14.8% | +16.2% | +12.9% | −1.4 pts | +1.9 pts |
| 5 years | +47.3% | +45.9% | +41.3% | +1.4 pts | +6.0 pts |
| 10 years | +79.1% | +91.2% | +93.3% | −12.1 pts | −14.3 pts |
| Since Q1 1995 | +201% | +239% | +292% | −37.7 pts | −90.5 pts |
3-digit ZIP regions in the Paducah, KY-IL area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 420 · Paducah, KY area | KY | +5.3% | +48.2% | +213% | 40% |
Boom, bust, and recovery in Paducah, KY-IL area
Paducah, KY-IL area's index peaked in Q1 2009, fell 2.3% to its low in Q2 2011, and regained its peak in Q4 2012, about 3.8 years after the top. Today it sits +85.6% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q1 2009 | Q2 2011 | -2.3% | Q4 2012 (3.8 yrs) | +85.6% |
| KY | Q1 2008 | Q2 2011 | -4.4% | Q1 2015 (7 yrs) | +102% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Paducah, KY-IL area's index has changed +36.0% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | KY after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | +7.2% | +0.8% | -0.8% |
| 3 years | +9.8% | +4.5% | +5.8% | +2.8% |
| 5 years | +24.0% | +18.8% | +17.6% | +13.9% |
| 10 years | +39.1% | +28.7% | +37.5% | +39.0% |
| Since Q1 1995 | +121% | +36.0% | +53.0% | +76.8% |
If you bought in the Paducah, KY-IL area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +190% | $870,370 |
| Q2 2000 | +156% | $766,913 |
| Q2 2005 | +115% | $644,640 |
| Q2 2010 | +89.6% | $568,774 |
| Q2 2015 | +83.8% | $551,279 |
| Q2 2020 | +62.7% | $488,201 |
| Q2 2021 | +47.3% | $441,870 |
| Q2 2023 | +14.8% | $344,365 |
| Q2 2025 | +11.4% | $334,148 |
Frequently asked questions
- How much have home prices risen in the Paducah, KY-IL area?
- FHFA HPI® data for the Paducah, KY-IL metro area shows changes of +11.4% over one year, +47.3% over five years, and +79.1% over ten years to Q2 2026, and +201% since Q1 1995.
- Is the Paducah, KY-IL area beating the national average?
- Over the past year the metro's index moved +8.4 pts versus the U.S.; over five years the gap is +6.0 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.