Metro area index
Home appreciation in the Rocky Mount, NC metro area
FHFA HPI® data shows the Rocky Mount, NC metro area's all-transactions index changed -2.2% over the year to Q2 2026, versus +2.4% for North Carolina and +3.0% for the U.S. That ranks 399th of 410 metro areas and divisions FHFA tracks.
- 1-year change
- -2.2%
- 5-year change
- +44.3%
- Since Q1 1995
- +164%
- Metro rank (1 year)
- 399th
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Rocky Mount, NC vs North Carolina and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Rocky Mount, NC: 264.2
- North Carolina: 376.3
- United States: 391.6
Appreciation by time window
| Window | Metro | NC | U.S. | Gap vs NC | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | -2.2% | +2.4% | +3.0% | −4.6 pts | −5.3 pts |
| 3 years | +9.9% | +12.3% | +12.9% | −2.4 pts | −2.9 pts |
| 5 years | +44.3% | +51.4% | +41.3% | −7.1 pts | +3.0 pts |
| 10 years | +90.3% | +113% | +93.3% | −23.0 pts | −3.1 pts |
| Since Q1 1995 | +164% | +276% | +292% | −112.1 pts | −127.3 pts |
3-digit ZIP regions in the Rocky Mount, NC area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 278 · Greenville, NC area | NC | +0.7% | +51.6% | +190% | 27% |
Boom, bust, and recovery in Rocky Mount, NC area
Rocky Mount, NC area's index peaked in Q2 2008, fell 14.1% to its low in Q1 2015, and regained its peak in Q3 2019, about 11.2 years after the top. Today it sits +70.4% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q2 2008 | Q1 2015 | -14.1% | Q3 2019 (11.2 yrs) | +70.4% |
| NC | Q1 2008 | Q2 2012 | -13.1% | Q4 2016 (8.8 yrs) | +109% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Rocky Mount, NC area's index has changed +19.3% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | NC after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -5.9% | -1.4% | -0.8% |
| 3 years | +9.8% | +0.1% | +2.3% | +2.8% |
| 5 years | +24.0% | +16.3% | +22.1% | +13.9% |
| 10 years | +39.1% | +36.8% | +53.4% | +39.0% |
| Since Q1 1995 | +121% | +19.3% | +70.0% | +76.8% |
If you bought in the Rocky Mount, NC area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +153% | $758,425 |
| Q2 2000 | +114% | $642,170 |
| Q2 2005 | +86.1% | $558,387 |
| Q2 2010 | +81.6% | $544,763 |
| Q2 2015 | +93.0% | $579,112 |
| Q2 2020 | +65.0% | $495,146 |
| Q2 2021 | +44.3% | $432,871 |
| Q2 2023 | +10.0% | $329,864 |
| Q2 2025 | -2.2% | $293,328 |
Frequently asked questions
- How much have home prices risen in the Rocky Mount, NC area?
- FHFA HPI® data for the Rocky Mount, NC metro area shows changes of -2.2% over one year, +44.3% over five years, and +90.3% over ten years to Q2 2026, and +164% since Q1 1995.
- Is the Rocky Mount, NC area beating the national average?
- Over the past year the metro's index moved −5.3 pts versus the U.S.; over five years the gap is +3.0 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.