Metro area index
Home appreciation in the Sherman-Denison, TX metro area
FHFA HPI® data shows the Sherman-Denison, TX metro area's all-transactions index changed -2.4% over the year to Q2 2026, versus +1.6% for Texas and +3.0% for the U.S. That ranks 404th of 410 metro areas and divisions FHFA tracks.
- 1-year change
- -2.4%
- 5-year change
- +40.3%
- Since Q1 1995
- +335%
- Metro rank (1 year)
- 404th
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Sherman-Denison, TX vs Texas and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Sherman-Denison, TX: 435.5
- Texas: 409.6
- United States: 391.6
Appreciation by time window
| Window | Metro | TX | U.S. | Gap vs TX | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | -2.4% | +1.6% | +3.0% | −4.0 pts | −5.4 pts |
| 3 years | +4.2% | +6.2% | +12.9% | −2.0 pts | −8.7 pts |
| 5 years | +40.3% | +34.4% | +41.3% | +5.9 pts | −1.0 pts |
| 10 years | +112% | +87.1% | +93.3% | +24.5 pts | +18.3 pts |
| Since Q1 1995 | +335% | +310% | +292% | +25.9 pts | +43.9 pts |
Boom, bust, and recovery in Sherman-Denison, TX area
Sherman-Denison, TX area's index peaked in Q2 2008, fell 6.1% to its low in Q2 2011, and regained its peak in Q2 2013, about 5 years after the top. Today it sits +151% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q2 2008 | Q2 2011 | -6.1% | Q2 2013 (5 yrs) | +151% |
| TX | Q1 2009 | Q2 2011 | -4.2% | Q2 2013 (4.2 yrs) | +134% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Sherman-Denison, TX area's index has changed +96.7% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | TX after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -6.0% | -2.2% | -0.8% |
| 3 years | +9.8% | -5.1% | -3.3% | +2.8% |
| 5 years | +24.0% | +13.1% | +8.3% | +13.9% |
| 10 years | +39.1% | +52.1% | +34.5% | +39.0% |
| Since Q1 1995 | +121% | +96.7% | +85.0% | +76.8% |
If you bought in the Sherman-Denison, TX area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +320% | $1,260,342 |
| Q2 2000 | +238% | $1,014,734 |
| Q2 2005 | +176% | $827,928 |
| Q2 2010 | +167% | $799,553 |
| Q2 2015 | +126% | $678,509 |
| Q2 2020 | +59.4% | $478,298 |
| Q2 2021 | +40.3% | $420,817 |
| Q2 2023 | +4.2% | $312,523 |
| Q2 2025 | -2.4% | $292,734 |
Frequently asked questions
- How much have home prices risen in the Sherman-Denison, TX area?
- FHFA HPI® data for the Sherman-Denison, TX metro area shows changes of -2.4% over one year, +40.3% over five years, and +112% over ten years to Q2 2026, and +335% since Q1 1995.
- Is the Sherman-Denison, TX area beating the national average?
- Over the past year the metro's index moved −5.4 pts versus the U.S.; over five years the gap is −1.0 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.