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Home appreciation in Texas
Texas's FHFA HPI® all-transactions index changed +1.6% over the year to Q2 2026, versus +3.0% nationally, ranking 45th of 51 states and D.C. Below, compare its 47 3-digit ZIP regions and 26 metro areas.
- 1-year change
- +1.6%
- 5-year change
- +34.4%
- Since Q1 1995
- +310%
- State rank (1 year)
- 45th
U.S. +3.0%
41st of 51
U.S. +292%
of 51 states and D.C.
Texas vs the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Texas: 409.6
- United States: 391.6
Texas appreciation by time window
| Window | TX | U.S. | Gap vs U.S. |
|---|---|---|---|
| 1 year | +1.6% | +3.0% | −1.5 pts |
| 3 years | +6.2% | +12.9% | −6.7 pts |
| 5 years | +34.4% | +41.3% | −6.9 pts |
| 10 years | +87.1% | +93.3% | −6.2 pts |
| Since Q1 1995 | +310% | +292% | +18.1 pts |
3-digit ZIP regions in Texas
Fastest-appreciating ZIP codes in Texas →Sorted by one-year change. 13 of 47 regions beat the national one-year change of +3.0%. Place labels name the largest community in each region.
| # | 3-digit ZIP region | 1 year | 5 years | 10 years | Since Q1 1995 |
|---|---|---|---|---|---|
| 1 | 795 · Snyder, TX area | +8.9% | +46.3% | +92.1% | +282% |
| 2 | 796 · Abilene, TX area | +8.9% | +46.3% | +92.1% | +282% |
| 3 | 785 · Brownsville, TX area | +6.9% | +52.5% | +93.6% | +207% |
| 4 | 779 · Victoria, TX area | +5.3% | +38.2% | +67.6% | +249% |
| 5 | 790 · Plainview, TX area | +4.8% | +41.0% | +69.8% | +243% |
| 6 | 775 · Pasadena, TX area | +4.7% | +33.5% | +84.1% | +289% |
| 7 | 774 · Sugar Land, TX area | +4.6% | +43.2% | +81.7% | +293% |
| 8 | 755 · Texarkana, TX area | +4.4% | +44.3% | +75.3% | +205% |
| 9 | 780 · Laredo, TX area | +4.4% | +38.1% | +88.0% | +273% |
| 10 | 797 · Midland, TX area | +3.4% | +27.0% | +64.6% | +361% |
| 11 | 777 · Beaumont, TX area | +3.4% | +33.3% | +69.7% | +213% |
| 12 | 773 · Houston, TX area | +3.3% | +43.9% | +86.5% | +292% |
| 13 | 756 · Longview, TX area | +3.2% | +48.2% | +82.5% | +260% |
| 14 | 758 · Palestine, TX area | +2.9% | +43.8% | +97.6% | +323% |
| 15 | 759 · Lufkin, TX area | +2.9% | +43.8% | +97.6% | +323% |
| 16 | 764 · Stephenville, TX area | +2.9% | +43.8% | +97.6% | +323% |
| 17 | 768 · Brownwood, TX area | +2.9% | +43.8% | +97.6% | +323% |
| 18 | 788 · Del Rio, TX area | +2.9% | +43.8% | +97.6% | +323% |
| 19 | 789 · Giddings, TX area | +2.9% | +43.8% | +97.6% | +323% |
| 20 | 792 · Childress, TX area | +2.9% | +43.8% | +97.6% | +323% |
| 21 | 798 · Alpine, TX area | +2.9% | +43.8% | +97.6% | +323% |
| 22 | 752 · Dallas, TX area | +2.3% | +39.2% | +90.6% | +469% |
| 23 | 793 · Levelland, TX area | +2.3% | +28.2% | +62.9% | +196% |
| 24 | 799 · El Paso, TX area | +2.2% | +48.0% | +87.6% | +213% |
| 25 | 770 · Houston, TX area | +1.9% | +25.5% | +51.3% | +355% |
| 26 | 754 · Greenville, TX area | +1.9% | +46.7% | +117% | +332% |
| 27 | 765 · Killeen, TX area | +1.9% | +39.8% | +103% | +253% |
| 28 | 767 · Waco, TX area | +1.9% | +35.0% | +103% | +301% |
| 29 | 769 · San Angelo, TX area | +1.8% | +33.4% | +75.0% | +288% |
| 30 | 791 · Amarillo, TX area | +1.7% | +32.4% | +62.8% | +201% |
| 31 | 763 · Wichita Falls, TX area | +1.4% | +36.2% | +87.3% | +213% |
| 32 | 776 · Port Arthur, TX area | +1.4% | +32.9% | +72.1% | +228% |
| 33 | 794 · Lubbock, TX area | +1.4% | +26.9% | +61.6% | +191% |
| 34 | 783 · Kingsville, TX area | +1.4% | +28.2% | +61.3% | +232% |
| 35 | 787 · Austin, TX area | +1.3% | +11.9% | +76.2% | +467% |
| 36 | 760 · Arlington, TX area | +1.2% | +35.5% | +99.6% | +291% |
| 37 | 766 · Hewitt, TX area | +1.0% | +36.7% | +100% | +296% |
| 38 | 757 · Tyler, TX area | +0.5% | +41.7% | +92.8% | +265% |
| 39 | 751 · Mesquite, TX area | +0.2% | +36.0% | +109% | +295% |
| 40 | 762 · Denton, TX area | +0.1% | +38.6% | +102% | +298% |
| 41 | 750 · Plano, TX area | -0.4% | +33.9% | +90.7% | +292% |
| 42 | 778 · College Station, TX area | -0.5% | +44.4% | +84.4% | +315% |
| 43 | 784 · Corpus Christi, TX area | -0.6% | +25.3% | +58.1% | +204% |
| 44 | 782 · San Antonio, TX area | -0.7% | +26.2% | +75.8% | +267% |
| 45 | 786 · Round Rock, TX area | -0.8% | +20.9% | +89.4% | +319% |
| 46 | 761 · Fort Worth, TX area | -1.0% | +31.5% | +97.2% | +327% |
| 47 | 781 · New Braunfels, TX area | -1.3% | +35.9% | +87.2% | +308% |
Metro areas in Texas
| Metro area | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|
| Abilene, TX | +8.9% | +46.3% | +282% |
| McAllen-Edinburg-Mission, TX | +7.6% | +54.5% | +206% |
| Victoria, TX | +5.3% | +38.2% | +249% |
| Texarkana, TX-AR | +4.4% | +44.3% | +205% |
| Brownsville-Harlingen, TX | +4.4% | +47.7% | +207% |
| Midland, TX | +4.1% | +27.5% | +389% |
| Houston-Pasadena-The Woodlands, TX | +3.4% | +32.7% | +314% |
| Longview, TX | +3.4% | +47.3% | +255% |
| Beaumont-Port Arthur, TX | +3.4% | +33.3% | +213% |
| Amarillo, TX | +3.1% | +34.0% | +208% |
| Tyler, TX | +2.7% | +41.8% | +258% |
| Lubbock, TX | +2.3% | +28.2% | +196% |
| El Paso, TX | +2.3% | +48.0% | +212% |
| Laredo, TX | +2.2% | +34.3% | +179% |
| San Angelo, TX | +1.8% | +33.4% | +288% |
| Killeen-Temple, TX | +1.7% | +39.3% | +228% |
| Corpus Christi, TX | +1.4% | +28.2% | +232% |
| Waco, TX | +1.0% | +36.7% | +296% |
| Wichita Falls, TX | +0.8% | +34.2% | +207% |
| Fort Worth-Arlington-Grapevine, TX (division) | +0.7% | +34.4% | +300% |
| Dallas-Plano-Irving, TX (division) | +0.5% | +35.4% | +326% |
| Austin-Round Rock-San Marcos, TX | +0.3% | +15.3% | +406% |
| Odessa, TX | +0.1% | +24.8% | +300% |
| San Antonio-New Braunfels, TX | -0.5% | +29.3% | +278% |
| College Station-Bryan, TX | -2.2% | +42.4% | +301% |
| Sherman-Denison, TX | -2.4% | +40.3% | +335% |
Boom, bust, and recovery in Texas
Texas's index peaked in Q1 2009, fell 4.2% to its low in Q2 2011, and regained its peak in Q2 2013, about 4.2 years after the top. Today it sits +134% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| TX | Q1 2009 | Q2 2011 | -4.2% | Q2 2013 (4.2 yrs) | +134% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Texas's index has changed +85.0% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | TX after inflation | U.S. after inflation |
|---|---|---|---|
| 1 year | +3.9% | -2.2% | -0.8% |
| 3 years | +9.8% | -3.3% | +2.8% |
| 5 years | +24.0% | +8.3% | +13.9% |
| 10 years | +39.1% | +34.5% | +39.0% |
| Since Q1 1995 | +121% | +85.0% | +76.8% |
If you bought in Texas in…
An example $300,000 purchase grown at the statewide index rate to Q2 2026. Local markets within the state vary widely.
| Bought in | Index change | $300,000 then, at the state rate |
|---|---|---|
| Q2 1995 | +303% | $1,208,163 |
| Q2 2000 | +229% | $986,038 |
| Q2 2005 | +169% | $807,708 |
| Q2 2010 | +139% | $717,954 |
| Q2 2015 | +100% | $601,324 |
| Q2 2020 | +51.2% | $453,478 |
| Q2 2021 | +34.3% | $403,037 |
| Q2 2023 | +6.2% | $318,614 |
| Q2 2025 | +1.6% | $304,708 |
Frequently asked questions
- How much have home prices gone up in Texas?
- FHFA HPI® data for Texas shows the all-transactions index changed +1.6% over the year to Q2 2026, +34.4% over five years, +87.1% over ten years, and +310% since Q1 1995.
- Is Texas appreciating faster than the national average?
- Over the past year Texas's index moved −1.5 pts versus the U.S. (+3.0%), ranking 45th of 51 states and D.C. Over five years the gap is −6.9 pts.
- Which ZIP codes in Texas are appreciating fastest?
- Over the past year the strongest of 47 3-digit ZIP regions in Texas was ZIP3 795 (Snyder, TX area) at +8.9%, and the weakest was ZIP3 781 (New Braunfels, TX area) at -1.3%. 13 of 47 beat the national one-year change.