Metro area index
Home appreciation in the Sioux City, IA-NE-SD metro area
FHFA HPI® data shows the Sioux City, IA-NE-SD metro area's all-transactions index changed -1.1% over the year to Q2 2026, versus +3.2% for Iowa and +3.0% for the U.S. That ranks 390th of 410 metro areas and divisions FHFA tracks.
- 1-year change
- -1.1%
- 5-year change
- +39.6%
- Since Q1 1995
- +229%
- Metro rank (1 year)
- 390th
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Sioux City, IA-NE-SD vs Iowa and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Sioux City, IA-NE-SD: 329.4
- Iowa: 312.1
- United States: 391.6
Appreciation by time window
| Window | Metro | IA | U.S. | Gap vs IA | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | -1.1% | +3.2% | +3.0% | −4.4 pts | −4.2 pts |
| 3 years | +14.4% | +13.1% | +12.9% | +1.3 pts | +1.6 pts |
| 5 years | +39.6% | +37.4% | +41.3% | +2.2 pts | −1.6 pts |
| 10 years | +81.9% | +70.6% | +93.3% | +11.3 pts | −11.5 pts |
| Since Q1 1995 | +229% | +212% | +292% | +17.3 pts | −62.2 pts |
3-digit ZIP regions in the Sioux City, IA-NE-SD area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 511 · Sioux City, IA area | IA | -0.0% | +40.3% | +225% | 98% |
| 510 · Le Mars, IA area | IA | +3.2% | +38.3% | +253% | 21% |
| 687 · Norfolk, NE area | NE | +3.9% | +40.4% | +262% | 16% |
Boom, bust, and recovery in Sioux City, IA-NE-SD area
Sioux City, IA-NE-SD area's index peaked in Q3 2009, fell 2.0% to its low in Q2 2011, and regained its peak in Q3 2011, about 2 years after the top. Today it sits +114% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q3 2009 | Q2 2011 | -2.0% | Q3 2011 (2 yrs) | +114% |
| IA | Q1 2009 | Q2 2011 | -2.5% | Q4 2012 (3.8 yrs) | +86.4% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Sioux City, IA-NE-SD area's index has changed +48.8% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | IA after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -4.8% | -0.6% | -0.8% |
| 3 years | +9.8% | +4.2% | +3.0% | +2.8% |
| 5 years | +24.0% | +12.6% | +10.8% | +13.9% |
| 10 years | +39.1% | +30.8% | +22.7% | +39.0% |
| Since Q1 1995 | +121% | +48.8% | +40.9% | +76.8% |
If you bought in the Sioux City, IA-NE-SD area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +227% | $982,442 |
| Q2 2000 | +166% | $798,691 |
| Q2 2005 | +137% | $709,718 |
| Q2 2010 | +115% | $645,295 |
| Q2 2015 | +94.1% | $582,218 |
| Q2 2020 | +53.7% | $461,144 |
| Q2 2021 | +39.6% | $418,916 |
| Q2 2023 | +14.4% | $343,319 |
| Q2 2025 | -1.1% | $296,605 |
Frequently asked questions
- How much have home prices risen in the Sioux City, IA-NE-SD area?
- FHFA HPI® data for the Sioux City, IA-NE-SD metro area shows changes of -1.1% over one year, +39.6% over five years, and +81.9% over ten years to Q2 2026, and +229% since Q1 1995.
- Is the Sioux City, IA-NE-SD area beating the national average?
- Over the past year the metro's index moved −4.2 pts versus the U.S.; over five years the gap is −1.6 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.