3-digit ZIP regional index
Home appreciation in ZIP codes 510xxLe Mars, IA area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 510 changed +3.2% over the year to Q2 2026, compared with +3.2% for Iowa and +3.0% for the United States.
The region covers ZIP codes 51001–51063. Most of its 2010 population lived in Plymouth County (27%), Woodbury County (20%), Sioux County (16%). Communities in the region include Orange City, Cherokee, Sergeant Bluff, Onawa, Hawarden. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +3.2%
- 5-year change
- +38.3%
- Since Q1 1995
- +253%
- National rank (1 year)
- 509th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 510 vs Iowa and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 510: 353.1
- Iowa: 312.1
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 510 | IA | U.S. | Gap vs IA | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +3.2% | +3.2% | +3.0% | −0.0 pts | +0.2 pts |
| 3 years | +12.0% | +13.1% | +12.9% | −1.1 pts | −0.8 pts |
| 5 years | +38.3% | +37.4% | +41.3% | +0.9 pts | −3.0 pts |
| 10 years | +75.5% | +70.6% | +93.3% | +4.8 pts | −17.9 pts |
| Since Q1 1995 | +253% | +212% | +292% | +41.0 pts | −38.5 pts |
If you bought in ZIP3 510 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +259% | $1,077,357 |
| Q2 2000 | +181% | $843,608 |
| Q2 2005 | +136% | $708,651 |
| Q2 2010 | +108% | $623,066 |
| Q2 2015 | +89.2% | $567,544 |
| Q2 2020 | +53.2% | $459,661 |
| Q2 2021 | +38.3% | $414,865 |
| Q2 2023 | +12.0% | $336,067 |
| Q2 2025 | +3.2% | $309,639 |
How ZIP3 510 ranks
Over the past year ZIP3 510 ranks 509th of 882 3-digit ZIP regions nationally and 9th of 25 in Iowa. Its one-year change is +0.2 pts versus the nation and −0.0 pts versus Iowa. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Iowa |
|---|---|---|
| 1 year | 509th of 882 | 9th of 25 |
| 3 years | 635th of 882 | 18th of 25 |
| 5 years | 647th of 882 | 14th of 25 |
| 10 years | 667th of 882 | 3rd of 25 |
| Since Q1 1995 | 480th of 879 | 2nd of 25 |
Boom, bust, and recovery in ZIP3 510
ZIP3 510's index did not fall meaningfully after its Q4 2009 high. Today it sits +111% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 510 | Q4 2009 | — | No meaningful drop | — | +111% |
| IA | Q1 2009 | Q2 2011 | -2.5% | Q4 2012 (3.8 yrs) | +86.4% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 510's index has changed +59.5% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 510 after inflation | IA after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -0.6% | -0.6% | -0.8% |
| 3 years | +9.8% | +2.0% | +3.0% | +2.8% |
| 5 years | +24.0% | +11.5% | +10.8% | +13.9% |
| 10 years | +39.1% | +26.1% | +22.7% | +39.0% |
| Since Q1 1995 | +121% | +59.5% | +40.9% | +76.8% |
Estimate appreciation for a home in ZIP3 510
Regional estimate
$526,364
- Estimated gain
- $226,364
- Index change
- +75.45%
- Start index
- 201.22
- End index
- 353.05
ZIP3 510 (Le Mars, IA area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 511 · Sioux City, IA area | IA | -0.0% | +40.3% | +225% |
| 512 · Sioux Center, IA area | IA | +3.1% | +39.6% | +239% |
| 514 · Carroll, IA area | IA | +3.1% | +39.6% | +239% |
| 513 · Spencer, IA area | IA | +3.1% | +39.6% | +239% |
| 571 · Sioux Falls, SD area | SD | +2.5% | +35.2% | +248% |
| 570 · Brookings, SD area | SD | +2.3% | +40.4% | +300% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 353.05 |
| Q1 2026 | 358.50 |
| Q4 2025 | 360.27 |
| Q3 2025 | 352.30 |
| Q2 2025 | 342.06 |
| Q1 2025 | 339.61 |
| Q4 2024 | 334.13 |
| Q3 2024 | 344.74 |
| Q2 2024 | 329.24 |
| Q1 2024 | 312.85 |
| Q4 2023 | 313.08 |
| Q3 2023 | 324.36 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 510?
- Based on FHFA HPI® data for 3-digit ZIP region 510, the regional index changed +3.2% over the year to Q2 2026, +38.3% over five years, +75.5% over ten years, and +253% since Q1 1995.
- Is ZIP3 510 appreciating faster than Iowa and the U.S.?
- Over the past year the region's index +3.2% compares with +3.2% for Iowa and +3.0% for the U.S., a gap of +0.2 pts versus the nation. Over five years the gap versus the nation is −3.0 pts.
- Which ZIP codes are in 3-digit ZIP region 510?
- All ZIP codes that begin with 510. Census 2010 ZIP Code Tabulation Areas in this region run from 51001 to 51063 (53 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.