Metro area index
Home appreciation in the Tampa, FL metropolitan division
FHFA HPI® data shows the Tampa, FL metropolitan division's all-transactions index changed +1.1% over the year to Q2 2026, versus +1.4% for Florida and +3.0% for the U.S. That ranks 314th of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +1.1%
- 5-year change
- +47.8%
- Since Q1 1995
- +417%
- Metro rank (1 year)
- 314th
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Tampa, FL vs Florida and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Tampa, FL: 516.6
- Florida: 500.7
- United States: 391.6
Appreciation by time window
| Window | Metro | FL | U.S. | Gap vs FL | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +1.1% | +1.4% | +3.0% | −0.3 pts | −2.0 pts |
| 3 years | +6.0% | +6.6% | +12.9% | −0.6 pts | −6.9 pts |
| 5 years | +47.8% | +46.0% | +41.3% | +1.8 pts | +6.5 pts |
| 10 years | +137% | +120% | +93.3% | +17.4 pts | +44.0 pts |
| Since Q1 1995 | +417% | +401% | +292% | +16.0 pts | +125.1 pts |
3-digit ZIP regions in the Tampa, FL area
Regions with at least 10% of their 2010 population inside the metro division, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 336 · Tampa, FL area | FL | +0.6% | +47.9% | +508% | 100% |
| 335 · Plant City, FL area | FL | -0.5% | +45.6% | +344% | 96% |
| 346 · Dunedin, FL area | FL | +0.5% | +45.6% | +391% | 72% |
Boom, bust, and recovery in Tampa, FL area
Tampa, FL area's index peaked in Q4 2006, fell 44.5% to its low in Q2 2012, and regained its peak in Q3 2019, about 12.8 years after the top. Today it sits +82.9% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q4 2006 | Q2 2012 | -44.5% | Q3 2019 (12.8 yrs) | +82.9% |
| FL | Q4 2006 | Q2 2012 | -44.7% | Q1 2020 (13.2 yrs) | +72.0% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Tampa, FL area's index has changed +133% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | FL after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -2.7% | -2.4% | -0.8% |
| 3 years | +9.8% | -3.5% | -2.9% | +2.8% |
| 5 years | +24.0% | +19.2% | +17.7% | +13.9% |
| 10 years | +39.1% | +70.7% | +58.2% | +39.0% |
| Since Q1 1995 | +121% | +133% | +126% | +76.8% |
If you bought in the Tampa, FL area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +407% | $1,521,917 |
| Q2 2000 | +308% | $1,225,330 |
| Q2 2005 | +129% | $687,295 |
| Q2 2010 | +200% | $900,593 |
| Q2 2015 | +161% | $784,492 |
| Q2 2020 | +72.7% | $518,177 |
| Q2 2021 | +47.8% | $443,392 |
| Q2 2023 | +6.0% | $317,913 |
| Q2 2025 | +1.1% | $303,210 |
Frequently asked questions
- How much have home prices risen in the Tampa, FL area?
- FHFA HPI® data for the Tampa, FL metropolitan division shows changes of +1.1% over one year, +47.8% over five years, and +137% over ten years to Q2 2026, and +417% since Q1 1995.
- Is the Tampa, FL area beating the national average?
- Over the past year the metro's index moved −2.0 pts versus the U.S.; over five years the gap is +6.5 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan division. The index covers the whole area, so individual neighborhoods and homes can differ from it.