Metro area index
Home appreciation in the Washington, DC-MD metropolitan division
FHFA HPI® data shows the Washington, DC-MD metropolitan division's all-transactions index changed +0.5% over the year to Q2 2026, versus -0.6% for District of Columbia and +3.0% for the U.S. That ranks 349th of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +0.5%
- 5-year change
- +16.7%
- Since Q1 1995
- +289%
- Metro rank (1 year)
- 349th
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Washington, DC-MD vs District of Columbia and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Washington, DC-MD: 388.9
- District of Columbia: 563.5
- United States: 391.6
Appreciation by time window
| Window | Metro | DC | U.S. | Gap vs DC | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +0.5% | -0.6% | +3.0% | +1.1 pts | −2.6 pts |
| 3 years | +4.7% | +0.9% | +12.9% | +3.8 pts | −8.2 pts |
| 5 years | +16.7% | +4.2% | +41.3% | +12.5 pts | −24.6 pts |
| 10 years | +52.2% | +32.7% | +93.3% | +19.4 pts | −41.2 pts |
| Since Q1 1995 | +289% | +464% | +292% | −174.7 pts | −2.7 pts |
3-digit ZIP regions in the Washington, DC-MD area
Regions with at least 10% of their 2010 population inside the metro division, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 200 · Washington, DC area | DC | -0.6% | +4.2% | +464% | 100% |
| 207 · Bowie, MD area | MD | -0.1% | +25.1% | +231% | 86% |
| 206 · Waldorf, MD area | MD | +1.0% | +30.9% | +207% | 51% |
Boom, bust, and recovery in Washington, DC-MD area
Washington, DC-MD area's index peaked in Q1 2007, fell 29.7% to its low in Q2 2011, and regained its peak in Q1 2019, about 12 years after the top. Today it sits +36.3% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q1 2007 | Q2 2011 | -29.7% | Q1 2019 (12 yrs) | +36.3% |
| DC | Q3 2007 | Q3 2009 | -11.9% | Q2 2013 (5.8 yrs) | +64.6% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Washington, DC-MD area's index has changed +75.6% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | DC after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -3.3% | -4.3% | -0.8% |
| 3 years | +9.8% | -4.7% | -8.1% | +2.8% |
| 5 years | +24.0% | -5.9% | -16.0% | +13.9% |
| 10 years | +39.1% | +9.4% | -4.6% | +39.0% |
| Since Q1 1995 | +121% | +75.6% | +155% | +76.8% |
If you bought in the Washington, DC-MD area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +286% | $1,157,321 |
| Q2 2000 | +237% | $1,012,480 |
| Q2 2005 | +68.2% | $504,642 |
| Q2 2010 | +86.5% | $559,645 |
| Q2 2015 | +60.8% | $482,317 |
| Q2 2020 | +28.8% | $386,349 |
| Q2 2021 | +16.7% | $350,114 |
| Q2 2023 | +4.6% | $313,943 |
| Q2 2025 | +0.5% | $301,418 |
Frequently asked questions
- How much have home prices risen in the Washington, DC-MD area?
- FHFA HPI® data for the Washington, DC-MD metropolitan division shows changes of +0.5% over one year, +16.7% over five years, and +52.2% over ten years to Q2 2026, and +289% since Q1 1995.
- Is the Washington, DC-MD area beating the national average?
- Over the past year the metro's index moved −2.6 pts versus the U.S.; over five years the gap is −24.6 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan division. The index covers the whole area, so individual neighborhoods and homes can differ from it.