3-digit ZIP regional index
Home appreciation in ZIP codes 207xxBowie, MD area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 207 changed -0.1% over the year to Q2 2026, compared with +2.2% for Maryland and +3.0% for the United States.
The region covers ZIP codes 20701–20794. Most of its 2010 population lived in Prince George's County (86%), Anne Arundel County (6%). Communities in the region include Clinton, Chillum, College Park, South Laurel, Suitland. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- -0.1%
- 5-year change
- +25.1%
- Since Q1 1995
- +231%
- National rank (1 year)
- 823rd
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 207 vs Maryland and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 207: 331.3
- Maryland: 348.0
- Washington, DC-MD metro: 388.9
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 207 | MD | U.S. | Gap vs MD | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | -0.1% | +2.2% | +3.0% | −2.4 pts | −3.2 pts |
| 3 years | +6.9% | +11.2% | +12.9% | −4.4 pts | −6.0 pts |
| 5 years | +25.1% | +32.0% | +41.3% | −7.0 pts | −16.2 pts |
| 10 years | +67.6% | +63.8% | +93.3% | +3.8 pts | −25.8 pts |
| Since Q1 1995 | +231% | +248% | +292% | −16.7 pts | −60.3 pts |
If you bought in ZIP3 207 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +227% | $980,349 |
| Q2 2000 | +203% | $909,306 |
| Q2 2005 | +56.5% | $469,473 |
| Q2 2010 | +87.4% | $562,093 |
| Q2 2015 | +74.0% | $522,080 |
| Q2 2020 | +40.0% | $420,008 |
| Q2 2021 | +25.1% | $375,238 |
| Q2 2023 | +6.9% | $320,626 |
| Q2 2025 | -0.2% | $299,548 |
How ZIP3 207 ranks
Over the past year ZIP3 207 ranks 823rd of 882 3-digit ZIP regions nationally and 12th of 13 in Maryland. Its one-year change is −3.2 pts versus the nation and −2.4 pts versus Maryland. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Maryland |
|---|---|---|
| 1 year | 823rd of 882 | 12th of 13 |
| 3 years | 791st of 882 | 12th of 13 |
| 5 years | 834th of 882 | 12th of 13 |
| 10 years | 763rd of 882 | 7th of 13 |
| Since Q1 1995 | 624th of 879 | 11th of 13 |
Boom, bust, and recovery in ZIP3 207
ZIP3 207's index peaked in Q2 2007, fell 38.9% to its low in Q2 2012, and regained its peak in Q2 2021, about 14 years after the top. Today it sits +25.7% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 207 | Q2 2007 | Q2 2012 | -38.9% | Q2 2021 (14 yrs) | +25.7% |
| MD | Q2 2007 | Q2 2012 | -25.3% | Q2 2021 (14 yrs) | +35.2% |
| Metro | Q1 2007 | Q2 2011 | -29.7% | Q1 2019 (12 yrs) | +36.3% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 207's index has changed +49.6% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 207 after inflation | MD after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | -3.9% | -1.6% | -3.3% | -0.8% |
| 3 years | +9.8% | -2.7% | +1.3% | -4.7% | +2.8% |
| 5 years | +24.0% | +0.8% | +6.5% | -5.9% | +13.9% |
| 10 years | +39.1% | +20.5% | +17.8% | +9.4% | +39.0% |
| Since Q1 1995 | +121% | +49.6% | +57.2% | +75.6% | +76.8% |
Estimate appreciation for a home in ZIP3 207
Regional estimate
$502,696
- Estimated gain
- $202,696
- Index change
- +67.57%
- Start index
- 197.69
- End index
- 331.26
ZIP3 207 (Bowie, MD area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 200 · Washington, DC area | DC | -0.6% | +4.2% | +464% |
| 209 · Takoma Park, MD area | MD | -0.7% | +23.1% | +272% |
| 222 · Arlington, VA area | VA | -2.5% | +16.8% | +386% |
| 223 · Alexandria, VA area | VA | +2.7% | +26.2% | +340% |
| 214 · Annapolis, MD area | MD | +7.4% | +46.0% | +354% |
| 208 · Rockville, MD area | MD | +1.8% | +29.4% | +263% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 331.26 |
| Q1 2026 | 327.68 |
| Q4 2025 | 339.68 |
| Q3 2025 | 333.78 |
| Q2 2025 | 331.76 |
| Q1 2025 | 327.32 |
| Q4 2024 | 324.93 |
| Q3 2024 | 327.57 |
| Q2 2024 | 321.68 |
| Q1 2024 | 310.72 |
| Q4 2023 | 308.02 |
| Q3 2023 | 309.78 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 207?
- Based on FHFA HPI® data for 3-digit ZIP region 207, the regional index changed -0.1% over the year to Q2 2026, +25.1% over five years, +67.6% over ten years, and +231% since Q1 1995.
- Is ZIP3 207 appreciating faster than Maryland and the U.S.?
- Over the past year the region's index -0.1% compares with +2.2% for Maryland and +3.0% for the U.S., a gap of −3.2 pts versus the nation. Over five years the gap versus the nation is −16.2 pts.
- Which ZIP codes are in 3-digit ZIP region 207?
- All ZIP codes that begin with 207. Census 2010 ZIP Code Tabulation Areas in this region run from 20701 to 20794 (52 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.