Metro area index
Home appreciation in the Wilmington, DE-MD-NJ metropolitan division
FHFA HPI® data shows the Wilmington, DE-MD-NJ metropolitan division's all-transactions index changed +4.4% over the year to Q2 2026, versus +4.0% for Delaware and +3.0% for the U.S. That ranks 133rd of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +4.4%
- 5-year change
- +46.9%
- Since Q1 1995
- +238%
- Metro rank (1 year)
- 133rd
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Wilmington, DE-MD-NJ vs Delaware and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Wilmington, DE-MD-NJ: 338.2
- Delaware: 344.5
- United States: 391.6
Appreciation by time window
| Window | Metro | DE | U.S. | Gap vs DE | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +4.4% | +4.0% | +3.0% | +0.4 pts | +1.4 pts |
| 3 years | +17.4% | +16.6% | +12.9% | +0.7 pts | +4.5 pts |
| 5 years | +46.9% | +43.8% | +41.3% | +3.1 pts | +5.6 pts |
| 10 years | +82.6% | +81.6% | +93.3% | +1.0 pts | −10.8 pts |
| Since Q1 1995 | +238% | +245% | +292% | −6.4 pts | −53.4 pts |
3-digit ZIP regions in the Wilmington, DE-MD-NJ area
Regions with at least 10% of their 2010 population inside the metro division, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 197 · Newark, DE area | DE | +4.0% | +43.6% | +238% | 100% |
| 198 · Wilmington, DE area | DE | +3.8% | +44.5% | +235% | 100% |
| 219 · Elkton, MD area | MD | +5.0% | +50.1% | +242% | 100% |
Boom, bust, and recovery in Wilmington, DE-MD-NJ area
Wilmington, DE-MD-NJ area's index peaked in Q2 2007, fell 20.2% to its low in Q2 2012, and regained its peak in Q1 2021, about 13.8 years after the top. Today it sits +56.4% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q2 2007 | Q2 2012 | -20.2% | Q1 2021 (13.8 yrs) | +56.4% |
| DE | Q2 2007 | Q2 2012 | -20.4% | Q4 2020 (13.5 yrs) | +56.3% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Wilmington, DE-MD-NJ area's index has changed +52.7% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | DE after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | +0.5% | +0.1% | -0.8% |
| 3 years | +9.8% | +6.9% | +6.2% | +2.8% |
| 5 years | +24.0% | +18.4% | +15.9% | +13.9% |
| 10 years | +39.1% | +31.3% | +30.6% | +39.0% |
| Since Q1 1995 | +121% | +52.7% | +55.6% | +76.8% |
If you bought in the Wilmington, DE-MD-NJ area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +237% | $1,011,446 |
| Q2 2000 | +192% | $875,987 |
| Q2 2005 | +80.0% | $539,962 |
| Q2 2010 | +79.6% | $538,757 |
| Q2 2015 | +85.5% | $556,367 |
| Q2 2020 | +62.7% | $488,106 |
| Q2 2021 | +46.9% | $440,657 |
| Q2 2023 | +17.4% | $352,079 |
| Q2 2025 | +4.4% | $313,275 |
Frequently asked questions
- How much have home prices risen in the Wilmington, DE-MD-NJ area?
- FHFA HPI® data for the Wilmington, DE-MD-NJ metropolitan division shows changes of +4.4% over one year, +46.9% over five years, and +82.6% over ten years to Q2 2026, and +238% since Q1 1995.
- Is the Wilmington, DE-MD-NJ area beating the national average?
- Over the past year the metro's index moved +1.4 pts versus the U.S.; over five years the gap is +5.6 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan division. The index covers the whole area, so individual neighborhoods and homes can differ from it.