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Home appreciation in Delaware
Delaware's FHFA HPI® all-transactions index changed +4.0% over the year to Q2 2026, versus +3.0% nationally, ranking 16th of 51 states and D.C. Below, compare its 3 3-digit ZIP regions and 2 metro areas.
- 1-year change
- +4.0%
- 5-year change
- +43.8%
- Since Q1 1995
- +245%
- State rank (1 year)
- 16th
U.S. +3.0%
24th of 51
U.S. +292%
of 51 states and D.C.
Delaware vs the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Delaware: 344.5
- United States: 391.6
Delaware appreciation by time window
| Window | DE | U.S. | Gap vs U.S. |
|---|---|---|---|
| 1 year | +4.0% | +3.0% | +1.0 pts |
| 3 years | +16.6% | +12.9% | +3.8 pts |
| 5 years | +43.8% | +41.3% | +2.5 pts |
| 10 years | +81.6% | +93.3% | −11.7 pts |
| Since Q1 1995 | +245% | +292% | −47.0 pts |
3-digit ZIP regions in Delaware
Fastest-appreciating ZIP codes in Delaware →Sorted by one-year change. 3 of 3 regions beat the national one-year change of +3.0%. Place labels name the largest community in each region.
| # | 3-digit ZIP region | 1 year | 5 years | 10 years | Since Q1 1995 |
|---|---|---|---|---|---|
| 1 | 197 · Newark, DE area | +4.0% | +43.6% | +81.8% | +238% |
| 2 | 198 · Wilmington, DE area | +3.8% | +44.5% | +77.3% | +235% |
| 3 | 199 · Dover, DE area | +3.7% | +43.6% | +86.9% | +281% |
Metro areas in Delaware
| Metro area | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|
| Wilmington, DE-MD-NJ (division) | +4.4% | +46.9% | +238% |
| Dover, DE | +3.7% | +39.3% | +216% |
Boom, bust, and recovery in Delaware
Delaware's index peaked in Q2 2007, fell 20.4% to its low in Q2 2012, and regained its peak in Q4 2020, about 13.5 years after the top. Today it sits +56.3% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| DE | Q2 2007 | Q2 2012 | -20.4% | Q4 2020 (13.5 yrs) | +56.3% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Delaware's index has changed +55.6% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | DE after inflation | U.S. after inflation |
|---|---|---|---|
| 1 year | +3.9% | +0.1% | -0.8% |
| 3 years | +9.8% | +6.2% | +2.8% |
| 5 years | +24.0% | +15.9% | +13.9% |
| 10 years | +39.1% | +30.6% | +39.0% |
| Since Q1 1995 | +121% | +55.6% | +76.8% |
If you bought in Delaware in…
An example $300,000 purchase grown at the statewide index rate to Q2 2026. Local markets within the state vary widely.
| Bought in | Index change | $300,000 then, at the state rate |
|---|---|---|
| Q2 1995 | +243% | $1,028,885 |
| Q2 2000 | +194% | $882,095 |
| Q2 2005 | +79.6% | $538,832 |
| Q2 2010 | +79.7% | $539,117 |
| Q2 2015 | +85.8% | $557,361 |
| Q2 2020 | +60.3% | $480,753 |
| Q2 2021 | +43.8% | $431,440 |
| Q2 2023 | +16.6% | $349,869 |
| Q2 2025 | +4.0% | $311,992 |
Frequently asked questions
- How much have home prices gone up in Delaware?
- FHFA HPI® data for Delaware shows the all-transactions index changed +4.0% over the year to Q2 2026, +43.8% over five years, +81.6% over ten years, and +245% since Q1 1995.
- Is Delaware appreciating faster than the national average?
- Over the past year Delaware's index moved +1.0 pts versus the U.S. (+3.0%), ranking 16th of 51 states and D.C. Over five years the gap is +2.5 pts.
- Which ZIP codes in Delaware are appreciating fastest?
- Over the past year the strongest of 3 3-digit ZIP regions in Delaware was ZIP3 197 (Newark, DE area) at +4.0%, and the weakest was ZIP3 199 (Dover, DE area) at +3.7%. 3 of 3 beat the national one-year change.