3-digit ZIP regional index
Home appreciation in ZIP codes 352xxBirmingham, AL area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 352 changed +5.0% over the year to Q2 2026, compared with +3.7% for Alabama and +3.0% for the United States.
The region covers ZIP codes 35203–35254. Most of its 2010 population lived in Jefferson County (88%), Shelby County (12%). Communities in the region include Hoover, Vestavia Hills, Homewood, Mountain Brook, Center Point. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +5.0%
- 5-year change
- +38.0%
- Since Q1 1995
- +250%
- National rank (1 year)
- 272nd
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 352 vs Alabama and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 352: 350.3
- Alabama: 318.6
- Birmingham, AL metro: 319.0
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 352 | AL | U.S. | Gap vs AL | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +5.0% | +3.7% | +3.0% | +1.3 pts | +1.9 pts |
| 3 years | +14.5% | +14.0% | +12.9% | +0.5 pts | +1.6 pts |
| 5 years | +38.0% | +43.8% | +41.3% | −5.8 pts | −3.3 pts |
| 10 years | +87.9% | +88.8% | +93.3% | −0.9 pts | −5.5 pts |
| Since Q1 1995 | +250% | +219% | +292% | +31.7 pts | −41.2 pts |
If you bought in ZIP3 352 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +242% | $1,026,830 |
| Q2 2000 | +182% | $846,456 |
| Q2 2005 | +110% | $629,355 |
| Q2 2010 | +108% | $623,013 |
| Q2 2015 | +97.1% | $591,191 |
| Q2 2020 | +53.4% | $460,120 |
| Q2 2021 | +38.0% | $413,976 |
| Q2 2023 | +14.5% | $343,451 |
| Q2 2025 | +5.0% | $314,894 |
How ZIP3 352 ranks
Over the past year ZIP3 352 ranks 272nd of 882 3-digit ZIP regions nationally and 8th of 19 in Alabama. Its one-year change is +1.9 pts versus the nation and +1.3 pts versus Alabama. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Alabama |
|---|---|---|
| 1 year | 272nd of 882 | 8th of 19 |
| 3 years | 490th of 882 | 9th of 19 |
| 5 years | 661st of 882 | 17th of 19 |
| 10 years | 499th of 882 | 13th of 19 |
| Since Q1 1995 | 495th of 879 | 2nd of 19 |
Boom, bust, and recovery in ZIP3 352
ZIP3 352's index peaked in Q1 2008, fell 13.6% to its low in Q2 2011, and regained its peak in Q2 2016, about 8.2 years after the top. Today it sits +88.0% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 352 | Q1 2008 | Q2 2011 | -13.6% | Q2 2016 (8.2 yrs) | +88.0% |
| AL | Q1 2009 | Q4 2013 | -10.4% | Q4 2017 (8.8 yrs) | +80.7% |
| Metro | Q1 2008 | Q2 2011 | -12.8% | Q2 2017 (9.2 yrs) | +80.0% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 352's index has changed +58.2% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 352 after inflation | AL after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | +1.1% | -0.1% | -0.4% | -0.8% |
| 3 years | +9.8% | +4.3% | +3.8% | +3.2% | +2.8% |
| 5 years | +24.0% | +11.3% | +15.9% | +12.0% | +13.9% |
| 10 years | +39.1% | +35.1% | +35.7% | +33.3% | +39.0% |
| Since Q1 1995 | +121% | +58.2% | +43.9% | +44.1% | +76.8% |
Estimate appreciation for a home in ZIP3 352
Regional estimate
$563,578
- Estimated gain
- $263,578
- Index change
- +87.86%
- Start index
- 186.48
- End index
- 350.32
ZIP3 352 (Birmingham, AL area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 350 · Bessemer, AL area | AL | +4.4% | +43.8% | +206% |
| 351 · Pelham, AL area | AL | +2.5% | +38.1% | +195% |
| 354 · Tuscaloosa, AL area | AL | -0.9% | +33.7% | +202% |
| 355 · Jasper, AL area | AL | +3.4% | +38.9% | +219% |
| 362 · Anniston, AL area | AL | +6.3% | +53.0% | +214% |
| 359 · Gadsden, AL area | AL | +2.9% | +51.0% | +243% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 350.32 |
| Q1 2026 | 340.07 |
| Q4 2025 | 337.62 |
| Q3 2025 | 329.31 |
| Q2 2025 | 333.75 |
| Q1 2025 | 320.05 |
| Q4 2024 | 327.89 |
| Q3 2024 | 320.73 |
| Q2 2024 | 323.01 |
| Q1 2024 | 317.26 |
| Q4 2023 | 309.86 |
| Q3 2023 | 313.18 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 352?
- Based on FHFA HPI® data for 3-digit ZIP region 352, the regional index changed +5.0% over the year to Q2 2026, +38.0% over five years, +87.9% over ten years, and +250% since Q1 1995.
- Is ZIP3 352 appreciating faster than Alabama and the U.S.?
- Over the past year the region's index +5.0% compares with +3.7% for Alabama and +3.0% for the U.S., a gap of +1.9 pts versus the nation. Over five years the gap versus the nation is −3.3 pts.
- Which ZIP codes are in 3-digit ZIP region 352?
- All ZIP codes that begin with 352. Census 2010 ZIP Code Tabulation Areas in this region run from 35203 to 35254 (30 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.