3-digit ZIP regional index
Home appreciation in ZIP codes 357xxMadison, AL area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 357 changed +1.4% over the year to Q2 2026, compared with +3.7% for Alabama and +3.0% for the United States.
The region covers ZIP codes 35739–35776. Most of its 2010 population lived in Madison County (65%), Jackson County (21%), Limestone County (8%). Communities in the region include Huntsville, Scottsboro, Meridianville, Harvest, Hazel Green. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +1.4%
- 5-year change
- +43.9%
- Since Q1 1995
- +221%
- National rank (1 year)
- 733rd
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 357 vs Alabama and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 357: 320.5
- Alabama: 318.6
- Huntsville, AL metro: 330.4
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 357 | AL | U.S. | Gap vs AL | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +1.4% | +3.7% | +3.0% | −2.4 pts | −1.7 pts |
| 3 years | +9.8% | +14.0% | +12.9% | −4.2 pts | −3.1 pts |
| 5 years | +43.9% | +43.8% | +41.3% | +0.1 pts | +2.6 pts |
| 10 years | +94.8% | +88.8% | +93.3% | +6.0 pts | +1.5 pts |
| Since Q1 1995 | +221% | +219% | +292% | +1.9 pts | −71.0 pts |
If you bought in ZIP3 357 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +216% | $947,163 |
| Q2 2000 | +171% | $813,985 |
| Q2 2005 | +130% | $690,280 |
| Q2 2010 | +97.2% | $591,584 |
| Q2 2015 | +103% | $610,398 |
| Q2 2020 | +65.0% | $494,961 |
| Q2 2021 | +43.9% | $431,716 |
| Q2 2023 | +9.8% | $329,380 |
| Q2 2025 | +1.4% | $304,051 |
How ZIP3 357 ranks
Over the past year ZIP3 357 ranks 733rd of 882 3-digit ZIP regions nationally and 16th of 19 in Alabama. Its one-year change is −1.7 pts versus the nation and −2.4 pts versus Alabama. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Alabama |
|---|---|---|
| 1 year | 733rd of 882 | 16th of 19 |
| 3 years | 722nd of 882 | 17th of 19 |
| 5 years | 457th of 882 | 10th of 19 |
| 10 years | 386th of 882 | 6th of 19 |
| Since Q1 1995 | 682nd of 879 | 10th of 19 |
Boom, bust, and recovery in ZIP3 357
ZIP3 357's index peaked in Q4 2008, fell 7.4% to its low in Q4 2014, and regained its peak in Q4 2017, about 9 years after the top. Today it sits +92.0% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 357 | Q4 2008 | Q4 2014 | -7.4% | Q4 2017 (9 yrs) | +92.0% |
| AL | Q1 2009 | Q4 2013 | -10.4% | Q4 2017 (8.8 yrs) | +80.7% |
| Metro | Q4 2008 | Q4 2013 | -7.5% | Q2 2017 (8.5 yrs) | +97.6% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 357's index has changed +44.8% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 357 after inflation | AL after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | -2.4% | -0.1% | -0.5% | -0.8% |
| 3 years | +9.8% | -0.0% | +3.8% | -0.5% | +2.8% |
| 5 years | +24.0% | +16.0% | +15.9% | +15.3% | +13.9% |
| 10 years | +39.1% | +40.1% | +35.7% | +45.0% | +39.0% |
| Since Q1 1995 | +121% | +44.8% | +43.9% | +49.2% | +76.8% |
Estimate appreciation for a home in ZIP3 357
Regional estimate
$584,464
- Estimated gain
- $284,464
- Index change
- +94.82%
- Start index
- 164.52
- End index
- 320.52
ZIP3 357 (Madison, AL area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 358 · Huntsville, AL area | AL | +5.1% | +43.0% | +241% |
| 356 · Decatur, AL area | AL | +3.9% | +50.0% | +226% |
| 359 · Gadsden, AL area | AL | +2.9% | +51.0% | +243% |
| 384 · Columbia, TN area | TN | +5.0% | +55.3% | +348% |
| 374 · Chattanooga, TN area | TN | +0.9% | +49.1% | +352% |
| 373 · Cleveland, TN area | TN | +2.6% | +55.5% | +306% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 320.52 |
| Q1 2026 | 323.02 |
| Q4 2025 | 323.55 |
| Q3 2025 | 313.49 |
| Q2 2025 | 316.25 |
| Q1 2025 | 313.64 |
| Q4 2024 | 315.12 |
| Q3 2024 | 310.08 |
| Q2 2024 | 308.61 |
| Q1 2024 | 307.74 |
| Q4 2023 | 293.96 |
| Q3 2023 | 305.23 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 357?
- Based on FHFA HPI® data for 3-digit ZIP region 357, the regional index changed +1.4% over the year to Q2 2026, +43.9% over five years, +94.8% over ten years, and +221% since Q1 1995.
- Is ZIP3 357 appreciating faster than Alabama and the U.S.?
- Over the past year the region's index +1.4% compares with +3.7% for Alabama and +3.0% for the U.S., a gap of −1.7 pts versus the nation. Over five years the gap versus the nation is +2.6 pts.
- Which ZIP codes are in 3-digit ZIP region 357?
- All ZIP codes that begin with 357. Census 2010 ZIP Code Tabulation Areas in this region run from 35739 to 35776 (32 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.