3-digit ZIP regional index
Home appreciation in ZIP codes 361xxMontgomery, AL area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 361 changed +1.3% over the year to Q2 2026, compared with +3.7% for Alabama and +3.0% for the United States.
The region covers ZIP codes 36104–36117. Most of its 2010 population lived in Montgomery County (100%). Communities in the region include Pike Road. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +1.3%
- 5-year change
- +30.5%
- Since Q1 1995
- +84.8%
- National rank (1 year)
- 734th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 361 vs Alabama and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 361: 184.8
- Alabama: 318.6
- Montgomery, AL metro: 232.3
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 361 | AL | U.S. | Gap vs AL | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +1.3% | +3.7% | +3.0% | −2.4 pts | −1.7 pts |
| 3 years | +6.4% | +14.0% | +12.9% | −7.6 pts | −6.4 pts |
| 5 years | +30.5% | +43.8% | +41.3% | −13.3 pts | −10.8 pts |
| 10 years | +50.6% | +88.8% | +93.3% | −38.2 pts | −42.7 pts |
| Since Q1 1995 | +84.8% | +219% | +292% | −133.8 pts | −206.7 pts |
If you bought in ZIP3 361 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +83.6% | $550,800 |
| Q2 2000 | +67.2% | $501,483 |
| Q2 2005 | +42.3% | $426,826 |
| Q2 2010 | +37.9% | $413,737 |
| Q2 2015 | +47.0% | $440,946 |
| Q2 2020 | +35.9% | $407,803 |
| Q2 2021 | +30.5% | $391,368 |
| Q2 2023 | +6.4% | $319,223 |
| Q2 2025 | +1.3% | $304,030 |
How ZIP3 361 ranks
Over the past year ZIP3 361 ranks 734th of 882 3-digit ZIP regions nationally and 17th of 19 in Alabama. Its one-year change is −1.7 pts versus the nation and −2.4 pts versus Alabama. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Alabama |
|---|---|---|
| 1 year | 734th of 882 | 17th of 19 |
| 3 years | 802nd of 882 | 19th of 19 |
| 5 years | 789th of 882 | 19th of 19 |
| 10 years | 851st of 882 | 19th of 19 |
| Since Q1 1995 | 879th of 879 | 19th of 19 |
Boom, bust, and recovery in ZIP3 361
ZIP3 361's index peaked in Q1 2008, fell 15.6% to its low in Q3 2013, and regained its peak in Q3 2021, about 13.5 years after the top. Today it sits +27.8% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 361 | Q1 2008 | Q3 2013 | -15.6% | Q3 2021 (13.5 yrs) | +27.8% |
| AL | Q1 2009 | Q4 2013 | -10.4% | Q4 2017 (8.8 yrs) | +80.7% |
| Metro | Q1 2008 | Q1 2013 | -13.6% | Q4 2020 (12.8 yrs) | +47.7% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 361's index has changed -16.5% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 361 after inflation | AL after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | -2.4% | -0.1% | +2.1% | -0.8% |
| 3 years | +9.8% | -3.1% | +3.8% | +3.9% | +2.8% |
| 5 years | +24.0% | +5.2% | +15.9% | +13.7% | +13.9% |
| 10 years | +39.1% | +8.3% | +35.7% | +17.9% | +39.0% |
| Since Q1 1995 | +121% | -16.5% | +43.9% | +4.9% | +76.8% |
Estimate appreciation for a home in ZIP3 361
Regional estimate
$451,870
- Estimated gain
- $151,870
- Index change
- +50.62%
- Start index
- 122.71
- End index
- 184.83
ZIP3 361 (Montgomery, AL area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 360 · Prattville, AL area | AL | +5.5% | +45.2% | +184% |
| 368 · Auburn, AL area | AL | +2.1% | +47.1% | +244% |
| 367 · Selma, AL area | AL | +5.2% | +49.8% | +237% |
| 319 · Columbus, GA area | GA | +3.8% | +42.1% | +173% |
| 364 · Andalusia, AL area | AL | +5.2% | +49.8% | +237% |
| 363 · Dothan, AL area | AL | -1.1% | +41.4% | +176% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 184.83 |
| Q1 2026 | 195.53 |
| Q4 2025 | 191.20 |
| Q3 2025 | 183.49 |
| Q2 2025 | 182.38 |
| Q1 2025 | 191.08 |
| Q4 2024 | 188.48 |
| Q3 2024 | 184.67 |
| Q2 2024 | 179.86 |
| Q1 2024 | 175.07 |
| Q4 2023 | 177.84 |
| Q3 2023 | 178.37 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 361?
- Based on FHFA HPI® data for 3-digit ZIP region 361, the regional index changed +1.3% over the year to Q2 2026, +30.5% over five years, +50.6% over ten years, and +84.8% since Q1 1995.
- Is ZIP3 361 appreciating faster than Alabama and the U.S.?
- Over the past year the region's index +1.3% compares with +3.7% for Alabama and +3.0% for the U.S., a gap of −1.7 pts versus the nation. Over five years the gap versus the nation is −10.8 pts.
- Which ZIP codes are in 3-digit ZIP region 361?
- All ZIP codes that begin with 361. Census 2010 ZIP Code Tabulation Areas in this region run from 36104 to 36117 (13 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.