3-digit ZIP regional index
Home appreciation in ZIP codes 365xxDaphne, AL area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 365 changed +5.9% over the year to Q2 2026, compared with +3.7% for Alabama and +3.0% for the United States.
The region covers ZIP codes 36502–36590. Most of its 2010 population lived in Baldwin County (51%), Mobile County (36%). Communities in the region include Fairhope, Foley, Saraland, Atmore, Gulf Shores. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +5.9%
- 5-year change
- +48.6%
- Since Q1 1995
- +282%
- National rank (1 year)
- 155th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 365 vs Alabama and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 365: 382.1
- Alabama: 318.6
- Daphne-Fairhope-Foley, AL metro: 416.5
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 365 | AL | U.S. | Gap vs AL | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +5.9% | +3.7% | +3.0% | +2.2 pts | +2.9 pts |
| 3 years | +12.3% | +14.0% | +12.9% | −1.6 pts | −0.5 pts |
| 5 years | +48.6% | +43.8% | +41.3% | +4.9 pts | +7.4 pts |
| 10 years | +102% | +88.8% | +93.3% | +13.5 pts | +8.9 pts |
| Since Q1 1995 | +282% | +219% | +292% | +63.5 pts | −9.4 pts |
If you bought in ZIP3 365 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +270% | $1,109,573 |
| Q2 2000 | +196% | $887,985 |
| Q2 2005 | +125% | $675,805 |
| Q2 2010 | +120% | $659,589 |
| Q2 2015 | +114% | $642,437 |
| Q2 2020 | +65.5% | $496,556 |
| Q2 2021 | +48.6% | $445,927 |
| Q2 2023 | +12.3% | $337,038 |
| Q2 2025 | +5.9% | $317,667 |
How ZIP3 365 ranks
Over the past year ZIP3 365 ranks 155th of 882 3-digit ZIP regions nationally and 2nd of 19 in Alabama. Its one-year change is +2.9 pts versus the nation and +2.2 pts versus Alabama. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Alabama |
|---|---|---|
| 1 year | 155th of 882 | 2nd of 19 |
| 3 years | 624th of 882 | 13th of 19 |
| 5 years | 304th of 882 | 7th of 19 |
| 10 years | 283rd of 882 | 2nd of 19 |
| Since Q1 1995 | 366th of 879 | 1st of 19 |
Boom, bust, and recovery in ZIP3 365
ZIP3 365's index peaked in Q2 2007, fell 22.7% to its low in Q3 2012, and regained its peak in Q4 2018, about 11.5 years after the top. Today it sits +81.4% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 365 | Q2 2007 | Q3 2012 | -22.7% | Q4 2018 (11.5 yrs) | +81.4% |
| AL | Q1 2009 | Q4 2013 | -10.4% | Q4 2017 (8.8 yrs) | +80.7% |
| Metro | Q2 2007 | Q2 2011 | -27.6% | Q4 2018 (11.5 yrs) | +90.6% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 365's index has changed +72.6% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 365 after inflation | AL after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | +1.9% | -0.1% | +2.9% | -0.8% |
| 3 years | +9.8% | +2.3% | +3.8% | +3.7% | +2.8% |
| 5 years | +24.0% | +19.8% | +15.9% | +23.4% | +13.9% |
| 10 years | +39.1% | +45.4% | +35.7% | +53.5% | +39.0% |
| Since Q1 1995 | +121% | +72.6% | +43.9% | +88.1% | +76.8% |
Estimate appreciation for a home in ZIP3 365
Regional estimate
$606,765
- Estimated gain
- $306,765
- Index change
- +102%
- Start index
- 188.92
- End index
- 382.10
ZIP3 365 (Daphne, AL area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 366 · Mobile, AL area | AL | +1.6% | +40.7% | +208% |
| 325 · Pensacola, FL area | FL | +1.7% | +40.8% | +324% |
| 395 · Gulfport, MS area | MS | +3.2% | +42.4% | +222% |
| 364 · Andalusia, AL area | AL | +5.2% | +49.8% | +237% |
| 394 · Hattiesburg, MS area | MS | +7.4% | +44.9% | +232% |
| 369 · York, AL area | AL | +5.2% | +49.8% | +237% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 382.10 |
| Q1 2026 | 370.69 |
| Q4 2025 | 369.46 |
| Q3 2025 | 365.05 |
| Q2 2025 | 360.85 |
| Q1 2025 | 359.53 |
| Q4 2024 | 355.55 |
| Q3 2024 | 358.14 |
| Q2 2024 | 341.47 |
| Q1 2024 | 348.77 |
| Q4 2023 | 333.64 |
| Q3 2023 | 340.83 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 365?
- Based on FHFA HPI® data for 3-digit ZIP region 365, the regional index changed +5.9% over the year to Q2 2026, +48.6% over five years, +102% over ten years, and +282% since Q1 1995.
- Is ZIP3 365 appreciating faster than Alabama and the U.S.?
- Over the past year the region's index +5.9% compares with +3.7% for Alabama and +3.0% for the U.S., a gap of +2.9 pts versus the nation. Over five years the gap versus the nation is +7.4 pts.
- Which ZIP codes are in 3-digit ZIP region 365?
- All ZIP codes that begin with 365. Census 2010 ZIP Code Tabulation Areas in this region run from 36502 to 36590 (59 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.