3-digit ZIP regional index
Home appreciation in ZIP codes 712xxMonroe, LA area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 712 changed +3.0% over the year to Q2 2026, compared with +2.9% for Louisiana and +3.0% for the United States.
The region covers ZIP codes 71201–71295. Most of its 2010 population lived in Ouachita Parish (46%), Lincoln Parish (14%), Morehouse Parish (8%). Communities in the region include Ruston, West Monroe, Claiborne, Bastrop, Tallulah. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +3.0%
- 5-year change
- +23.5%
- Since Q1 1995
- +185%
- National rank (1 year)
- 546th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 712 vs Louisiana and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 712: 285.2
- Louisiana: 300.2
- Monroe, LA metro: 277.9
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 712 | LA | U.S. | Gap vs LA | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +3.0% | +2.9% | +3.0% | +0.2 pts | +0.0 pts |
| 3 years | +8.0% | +6.3% | +12.9% | +1.7 pts | −4.8 pts |
| 5 years | +23.5% | +20.9% | +41.3% | +2.6 pts | −17.8 pts |
| 10 years | +41.6% | +42.1% | +93.3% | −0.5 pts | −51.8 pts |
| Since Q1 1995 | +185% | +200% | +292% | −15.0 pts | −106.4 pts |
If you bought in ZIP3 712 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +186% | $858,777 |
| Q2 2000 | +126% | $676,631 |
| Q2 2005 | +82.2% | $546,674 |
| Q2 2010 | +60.6% | $481,703 |
| Q2 2015 | +44.0% | $432,099 |
| Q2 2020 | +31.4% | $394,068 |
| Q2 2021 | +23.5% | $370,550 |
| Q2 2023 | +8.0% | $324,103 |
| Q2 2025 | +3.0% | $309,126 |
How ZIP3 712 ranks
Over the past year ZIP3 712 ranks 546th of 882 3-digit ZIP regions nationally and 6th of 13 in Louisiana. Its one-year change is +0.0 pts versus the nation and +0.2 pts versus Louisiana. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Louisiana |
|---|---|---|
| 1 year | 546th of 882 | 6th of 13 |
| 3 years | 768th of 882 | 7th of 13 |
| 5 years | 842nd of 882 | 7th of 13 |
| 10 years | 865th of 882 | 7th of 13 |
| Since Q1 1995 | 818th of 879 | 9th of 13 |
Boom, bust, and recovery in ZIP3 712
ZIP3 712's index peaked in Q3 2009, fell 1.4% to its low in Q4 2009, and regained its peak in Q3 2010, about 1 years after the top. Today it sits +60.4% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 712 | Q3 2009 | Q4 2009 | -1.4% | Q3 2010 (1 yrs) | +60.4% |
| LA | Q1 2009 | Q2 2011 | -4.2% | Q2 2014 (5.2 yrs) | +53.7% |
| Metro | Q3 2009 | Q4 2009 | -1.8% | Q3 2010 (1 yrs) | +55.6% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 712's index has changed +28.8% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 712 after inflation | LA after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | -0.8% | -0.9% | -1.7% | -0.8% |
| 3 years | +9.8% | -1.6% | -3.2% | -2.2% | +2.8% |
| 5 years | +24.0% | -0.4% | -2.5% | -1.7% | +13.9% |
| 10 years | +39.1% | +1.8% | +2.1% | -0.0% | +39.0% |
| Since Q1 1995 | +121% | +28.8% | +35.6% | +25.5% | +76.8% |
Estimate appreciation for a home in ZIP3 712
Regional estimate
$424,700
- Estimated gain
- $124,700
- Index change
- +41.57%
- Start index
- 201.46
- End index
- 285.20
ZIP3 712 (Monroe, LA area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 717 · El Dorado, AR area | AR | +4.0% | +45.2% | +203% |
| 710 · Minden, LA area | LA | +5.7% | +27.6% | +164% |
| 713 · Alexandria, LA area | LA | -3.0% | +21.3% | +181% |
| 714 · Natchitoches, LA area | LA | +0.8% | +25.3% | +197% |
| 716 · Pine Bluff, AR area | AR | +4.0% | +45.2% | +203% |
| 711 · Shreveport, LA area | LA | +2.9% | +24.8% | +153% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 285.20 |
| Q1 2026 | 287.72 |
| Q4 2025 | 284.82 |
| Q3 2025 | 283.72 |
| Q2 2025 | 276.78 |
| Q1 2025 | 279.79 |
| Q4 2024 | 267.20 |
| Q3 2024 | 268.23 |
| Q2 2024 | 269.46 |
| Q1 2024 | 266.33 |
| Q4 2023 | 264.63 |
| Q3 2023 | 263.56 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 712?
- Based on FHFA HPI® data for 3-digit ZIP region 712, the regional index changed +3.0% over the year to Q2 2026, +23.5% over five years, +41.6% over ten years, and +185% since Q1 1995.
- Is ZIP3 712 appreciating faster than Louisiana and the U.S.?
- Over the past year the region's index +3.0% compares with +2.9% for Louisiana and +3.0% for the U.S., a gap of +0.0 pts versus the nation. Over five years the gap versus the nation is −17.8 pts.
- Which ZIP codes are in 3-digit ZIP region 712?
- All ZIP codes that begin with 712. Census 2010 ZIP Code Tabulation Areas in this region run from 71201 to 71295 (47 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.