Metro area index
Home appreciation in the Atlantic City-Hammonton, NJ metro area
FHFA HPI® data shows the Atlantic City-Hammonton, NJ metro area's all-transactions index changed +6.2% over the year to Q2 2026, versus +5.5% for New Jersey and +3.0% for the U.S. That ranks 57th of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +6.2%
- 5-year change
- +68.9%
- Since Q1 1995
- +388%
- Metro rank (1 year)
- 57th
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Atlantic City-Hammonton, NJ vs New Jersey and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Atlantic City-Hammonton, NJ: 488.1
- New Jersey: 420.2
- United States: 391.6
Appreciation by time window
| Window | Metro | NJ | U.S. | Gap vs NJ | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +6.2% | +5.5% | +3.0% | +0.7 pts | +3.1 pts |
| 3 years | +26.0% | +24.2% | +12.9% | +1.8 pts | +13.2 pts |
| 5 years | +68.9% | +58.3% | +41.3% | +10.6 pts | +27.6 pts |
| 10 years | +127% | +99.2% | +93.3% | +27.6 pts | +33.5 pts |
| Since Q1 1995 | +388% | +320% | +292% | +67.9 pts | +96.5 pts |
3-digit ZIP regions in the Atlantic City-Hammonton, NJ area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 084 · Atlantic City, NJ area | NJ | +6.2% | +68.9% | +388% | 100% |
| 082 · Pleasantville, NJ area | NJ | +6.6% | +70.2% | +387% | 100% |
| 083 · Vineland, NJ area | NJ | +8.0% | +64.5% | +253% | 17% |
Boom, bust, and recovery in Atlantic City-Hammonton, NJ area
Atlantic City-Hammonton, NJ area's index peaked in Q4 2006, fell 28.5% to its low in Q3 2015, and regained its peak in Q3 2021, about 14.8 years after the top. Today it sits +65.3% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q4 2006 | Q3 2015 | -28.5% | Q3 2021 (14.8 yrs) | +65.3% |
| NJ | Q1 2007 | Q2 2012 | -22.1% | Q1 2021 (14 yrs) | +67.8% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Atlantic City-Hammonton, NJ area's index has changed +120% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | NJ after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | +2.2% | +1.5% | -0.8% |
| 3 years | +9.8% | +14.8% | +13.1% | +2.8% |
| 5 years | +24.0% | +36.2% | +27.6% | +13.9% |
| 10 years | +39.1% | +63.0% | +43.2% | +39.0% |
| Since Q1 1995 | +121% | +120% | +89.8% | +76.8% |
If you bought in the Atlantic City-Hammonton, NJ area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +381% | $1,442,346 |
| Q2 2000 | +285% | $1,154,423 |
| Q2 2005 | +90.3% | $570,843 |
| Q2 2010 | +105% | $615,576 |
| Q2 2015 | +121% | $663,436 |
| Q2 2020 | +97.2% | $591,744 |
| Q2 2021 | +68.9% | $506,738 |
| Q2 2023 | +26.0% | $378,071 |
| Q2 2025 | +6.2% | $318,479 |
Frequently asked questions
- How much have home prices risen in the Atlantic City-Hammonton, NJ area?
- FHFA HPI® data for the Atlantic City-Hammonton, NJ metro area shows changes of +6.2% over one year, +68.9% over five years, and +127% over ten years to Q2 2026, and +388% since Q1 1995.
- Is the Atlantic City-Hammonton, NJ area beating the national average?
- Over the past year the metro's index moved +3.1 pts versus the U.S.; over five years the gap is +27.6 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.