Metro area index
Home appreciation in the Binghamton, NY metro area
FHFA HPI® data shows the Binghamton, NY metro area's all-transactions index changed +1.8% over the year to Q2 2026, versus +5.3% for New York and +3.0% for the U.S. That ranks 291st of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +1.8%
- 5-year change
- +50.9%
- Since Q1 1995
- +205%
- Metro rank (1 year)
- 291st
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Binghamton, NY vs New York and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Binghamton, NY: 305.2
- New York: 433.4
- United States: 391.6
Appreciation by time window
| Window | Metro | NY | U.S. | Gap vs NY | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +1.8% | +5.3% | +3.0% | −3.5 pts | −1.2 pts |
| 3 years | +22.6% | +22.4% | +12.9% | +0.2 pts | +9.7 pts |
| 5 years | +50.9% | +49.9% | +41.3% | +1.0 pts | +9.6 pts |
| 10 years | +82.1% | +96.6% | +93.3% | −14.5 pts | −11.3 pts |
| Since Q1 1995 | +205% | +333% | +292% | −128.2 pts | −86.4 pts |
3-digit ZIP regions in the Binghamton, NY area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 139 · Binghamton, NY area | NY | +1.8% | +50.9% | +205% | 100% |
| 137 · Johnson City, NY area | NY | +1.8% | +50.9% | +205% | 71% |
| 138 · Oneonta, NY area | NY | +1.8% | +50.9% | +205% | 42% |
Boom, bust, and recovery in Binghamton, NY area
Binghamton, NY area's index peaked in Q1 2009, fell 10.3% to its low in Q2 2015, and regained its peak in Q3 2019, about 10.5 years after the top. Today it sits +68.9% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q1 2009 | Q2 2015 | -10.3% | Q3 2019 (10.5 yrs) | +68.9% |
| NY | Q1 2007 | Q2 2012 | -14.0% | Q3 2017 (10.5 yrs) | +85.2% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Binghamton, NY area's index has changed +37.8% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | NY after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -2.0% | +1.4% | -0.8% |
| 3 years | +9.8% | +11.6% | +11.5% | +2.8% |
| 5 years | +24.0% | +21.7% | +20.8% | +13.9% |
| 10 years | +39.1% | +30.9% | +41.4% | +39.0% |
| Since Q1 1995 | +121% | +37.8% | +95.8% | +76.8% |
If you bought in the Binghamton, NY area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +204% | $910,624 |
| Q2 2000 | +176% | $828,912 |
| Q2 2005 | +110% | $629,305 |
| Q2 2010 | +76.0% | $527,911 |
| Q2 2015 | +88.3% | $564,849 |
| Q2 2020 | +61.4% | $484,135 |
| Q2 2021 | +50.9% | $452,745 |
| Q2 2023 | +22.6% | $367,651 |
| Q2 2025 | +1.8% | $305,364 |
Frequently asked questions
- How much have home prices risen in the Binghamton, NY area?
- FHFA HPI® data for the Binghamton, NY metro area shows changes of +1.8% over one year, +50.9% over five years, and +82.1% over ten years to Q2 2026, and +205% since Q1 1995.
- Is the Binghamton, NY area beating the national average?
- Over the past year the metro's index moved −1.2 pts versus the U.S.; over five years the gap is +9.6 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.