Metro area index
Home appreciation in the Bloomington, IN metro area
FHFA HPI® data shows the Bloomington, IN metro area's all-transactions index changed +0.4% over the year to Q2 2026, versus +4.6% for Indiana and +3.0% for the U.S. That ranks 352nd of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +0.4%
- 5-year change
- +33.8%
- Since Q1 1995
- +243%
- Metro rank (1 year)
- 352nd
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Bloomington, IN vs Indiana and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Bloomington, IN: 343.1
- Indiana: 319.8
- United States: 391.6
Appreciation by time window
| Window | Metro | IN | U.S. | Gap vs IN | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +0.4% | +4.6% | +3.0% | −4.2 pts | −2.6 pts |
| 3 years | +12.1% | +16.2% | +12.9% | −4.2 pts | −0.8 pts |
| 5 years | +33.8% | +46.7% | +41.3% | −12.8 pts | −7.5 pts |
| 10 years | +94.8% | +104% | +93.3% | −8.8 pts | +1.5 pts |
| Since Q1 1995 | +243% | +220% | +292% | +23.3 pts | −48.4 pts |
3-digit ZIP regions in the Bloomington, IN area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 474 · Bloomington, IN area | IN | +2.1% | +38.3% | +252% | 59% |
Boom, bust, and recovery in Bloomington, IN area
Bloomington, IN area's index peaked in Q1 2009, fell 2.7% to its low in Q2 2011, and regained its peak in Q4 2011, about 2.8 years after the top. Today it sits +111% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q1 2009 | Q2 2011 | -2.7% | Q4 2011 (2.8 yrs) | +111% |
| IN | Q1 2008 | Q2 2011 | -7.3% | Q3 2015 (7.5 yrs) | +110% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Bloomington, IN area's index has changed +55.0% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | IN after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -3.3% | +0.7% | -0.8% |
| 3 years | +9.8% | +2.1% | +5.8% | +2.8% |
| 5 years | +24.0% | +7.9% | +18.3% | +13.9% |
| 10 years | +39.1% | +40.1% | +46.4% | +39.0% |
| Since Q1 1995 | +121% | +55.0% | +44.5% | +76.8% |
If you bought in the Bloomington, IN area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +232% | $995,416 |
| Q2 2000 | +191% | $872,709 |
| Q2 2005 | +132% | $696,219 |
| Q2 2010 | +113% | $638,759 |
| Q2 2015 | +96.4% | $589,216 |
| Q2 2020 | +52.4% | $457,249 |
| Q2 2021 | +33.8% | $401,498 |
| Q2 2023 | +12.1% | $336,216 |
| Q2 2025 | +0.4% | $301,203 |
Frequently asked questions
- How much have home prices risen in the Bloomington, IN area?
- FHFA HPI® data for the Bloomington, IN metro area shows changes of +0.4% over one year, +33.8% over five years, and +94.8% over ten years to Q2 2026, and +243% since Q1 1995.
- Is the Bloomington, IN area beating the national average?
- Over the past year the metro's index moved −2.6 pts versus the U.S.; over five years the gap is −7.5 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.