Metro area index
Home appreciation in the Cape Girardeau, MO-IL metro area
FHFA HPI® data shows the Cape Girardeau, MO-IL metro area's all-transactions index changed +4.7% over the year to Q2 2026, versus +3.6% for Missouri and +3.0% for the U.S. That ranks 120th of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +4.7%
- 5-year change
- +39.0%
- Since Q1 1995
- +180%
- Metro rank (1 year)
- 120th
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Cape Girardeau, MO-IL vs Missouri and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Cape Girardeau, MO-IL: 279.9
- Missouri: 344.5
- United States: 391.6
Appreciation by time window
| Window | Metro | MO | U.S. | Gap vs MO | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +4.7% | +3.6% | +3.0% | +1.1 pts | +1.7 pts |
| 3 years | +15.2% | +14.8% | +12.9% | +0.3 pts | +2.3 pts |
| 5 years | +39.0% | +44.2% | +41.3% | −5.2 pts | −2.3 pts |
| 10 years | +67.0% | +95.0% | +93.3% | −27.9 pts | −26.3 pts |
| Since Q1 1995 | +180% | +244% | +292% | −64.5 pts | −111.6 pts |
3-digit ZIP regions in the Cape Girardeau, MO-IL area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 637 · Cape Girardeau, MO area | MO | +6.4% | +41.4% | +196% | 68% |
Boom, bust, and recovery in Cape Girardeau, MO-IL area
Cape Girardeau, MO-IL area's index peaked in Q1 2008, fell 5.2% to its low in Q2 2011, and regained its peak in Q2 2014, about 6.2 years after the top. Today it sits +74.5% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q1 2008 | Q2 2011 | -5.2% | Q2 2014 (6.2 yrs) | +74.5% |
| MO | Q2 2007 | Q2 2011 | -11.0% | Q3 2016 (9.2 yrs) | +92.5% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Cape Girardeau, MO-IL area's index has changed +26.4% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | MO after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | +0.8% | -0.2% | -0.8% |
| 3 years | +9.8% | +4.9% | +4.6% | +2.8% |
| 5 years | +24.0% | +12.0% | +16.3% | +13.9% |
| 10 years | +39.1% | +20.1% | +40.2% | +39.0% |
| Since Q1 1995 | +121% | +26.4% | +55.6% | +76.8% |
If you bought in the Cape Girardeau, MO-IL area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +175% | $823,757 |
| Q2 2000 | +136% | $709,068 |
| Q2 2005 | +90.8% | $572,435 |
| Q2 2010 | +82.0% | $545,976 |
| Q2 2015 | +73.3% | $519,787 |
| Q2 2020 | +50.6% | $451,881 |
| Q2 2021 | +39.0% | $416,908 |
| Q2 2023 | +15.2% | $345,463 |
| Q2 2025 | +4.7% | $314,116 |
Frequently asked questions
- How much have home prices risen in the Cape Girardeau, MO-IL area?
- FHFA HPI® data for the Cape Girardeau, MO-IL metro area shows changes of +4.7% over one year, +39.0% over five years, and +67.0% over ten years to Q2 2026, and +180% since Q1 1995.
- Is the Cape Girardeau, MO-IL area beating the national average?
- Over the past year the metro's index moved +1.7 pts versus the U.S.; over five years the gap is −2.3 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.