Metro area index
Home appreciation in the Decatur, IL metro area
FHFA HPI® data shows the Decatur, IL metro area's all-transactions index changed +3.5% over the year to Q2 2026, versus +6.0% for Illinois and +3.0% for the U.S. That ranks 186th of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +3.5%
- 5-year change
- +44.6%
- Since Q1 1995
- +142%
- Metro rank (1 year)
- 186th
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Decatur, IL vs Illinois and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Decatur, IL: 241.7
- Illinois: 283.5
- United States: 391.6
Appreciation by time window
| Window | Metro | IL | U.S. | Gap vs IL | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +3.5% | +6.0% | +3.0% | −2.5 pts | +0.5 pts |
| 3 years | +16.8% | +21.8% | +12.9% | −5.0 pts | +3.9 pts |
| 5 years | +44.6% | +46.9% | +41.3% | −2.3 pts | +3.3 pts |
| 10 years | +61.6% | +75.6% | +93.3% | −14.0 pts | −31.7 pts |
| Since Q1 1995 | +142% | +184% | +292% | −41.8 pts | −149.8 pts |
3-digit ZIP regions in the Decatur, IL area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 625 · Decatur, IL area | IL | +6.1% | +45.1% | +153% | 58% |
Boom, bust, and recovery in Decatur, IL area
Decatur, IL area's index peaked in Q2 2008, fell 6.3% to its low in Q2 2014, and regained its peak in Q4 2017, about 9.5 years after the top. Today it sits +60.0% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q2 2008 | Q2 2014 | -6.3% | Q4 2017 (9.5 yrs) | +60.0% |
| IL | Q1 2007 | Q2 2012 | -21.8% | Q2 2021 (14.2 yrs) | +51.8% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Decatur, IL area's index has changed +9.2% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | IL after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -0.3% | +2.0% | -0.8% |
| 3 years | +9.8% | +6.4% | +10.9% | +2.8% |
| 5 years | +24.0% | +16.6% | +18.4% | +13.9% |
| 10 years | +39.1% | +16.2% | +26.3% | +39.0% |
| Since Q1 1995 | +121% | +9.2% | +28.0% | +76.8% |
If you bought in the Decatur, IL area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +139% | $718,223 |
| Q2 2000 | +104% | $611,407 |
| Q2 2005 | +69.6% | $508,941 |
| Q2 2010 | +63.1% | $489,200 |
| Q2 2015 | +63.4% | $490,291 |
| Q2 2020 | +55.4% | $466,120 |
| Q2 2021 | +44.6% | $433,752 |
| Q2 2023 | +16.8% | $350,435 |
| Q2 2025 | +3.5% | $310,521 |
Frequently asked questions
- How much have home prices risen in the Decatur, IL area?
- FHFA HPI® data for the Decatur, IL metro area shows changes of +3.5% over one year, +44.6% over five years, and +61.6% over ten years to Q2 2026, and +142% since Q1 1995.
- Is the Decatur, IL area beating the national average?
- Over the past year the metro's index moved +0.5 pts versus the U.S.; over five years the gap is +3.3 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.