3-digit ZIP regional index
Home appreciation in ZIP codes 625xxDecatur, IL area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 625 changed +6.1% over the year to Q2 2026, compared with +6.0% for Illinois and +3.0% for the United States.
The region covers ZIP codes 62501–62573. Most of its 2010 population lived in Macon County (58%), Christian County (19%), Sangamon County (12%). Communities in the region include Taylorville, Pana, Mount Zion, Shelbyville, Rochester. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +6.1%
- 5-year change
- +45.1%
- Since Q1 1995
- +153%
- National rank (1 year)
- 142nd
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 625 vs Illinois and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 625: 253.0
- Illinois: 283.5
- Decatur, IL metro: 241.7
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 625 | IL | U.S. | Gap vs IL | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +6.1% | +6.0% | +3.0% | +0.1 pts | +3.1 pts |
| 3 years | +18.1% | +21.8% | +12.9% | −3.6 pts | +5.3 pts |
| 5 years | +45.1% | +46.9% | +41.3% | −1.8 pts | +3.8 pts |
| 10 years | +64.2% | +75.6% | +93.3% | −11.4 pts | −29.1 pts |
| Since Q1 1995 | +153% | +184% | +292% | −30.5 pts | −138.6 pts |
If you bought in ZIP3 625 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +151% | $752,320 |
| Q2 2000 | +115% | $645,906 |
| Q2 2005 | +80.4% | $541,249 |
| Q2 2010 | +70.0% | $509,938 |
| Q2 2015 | +64.6% | $493,941 |
| Q2 2020 | +54.2% | $462,684 |
| Q2 2021 | +45.1% | $435,247 |
| Q2 2023 | +18.1% | $354,347 |
| Q2 2025 | +6.1% | $318,227 |
How ZIP3 625 ranks
Over the past year ZIP3 625 ranks 142nd of 882 3-digit ZIP regions nationally and 14th of 29 in Illinois. Its one-year change is +3.1 pts versus the nation and +0.1 pts versus Illinois. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Illinois |
|---|---|---|
| 1 year | 142nd of 882 | 14th of 29 |
| 3 years | 291st of 882 | 25th of 29 |
| 5 years | 423rd of 882 | 15th of 29 |
| 10 years | 794th of 882 | 20th of 29 |
| Since Q1 1995 | 870th of 879 | 26th of 29 |
Boom, bust, and recovery in ZIP3 625
ZIP3 625's index peaked in Q1 2008, fell 2.3% to its low in Q2 2014, and regained its peak in Q4 2014, about 6.8 years after the top. Today it sits +68.4% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 625 | Q1 2008 | Q2 2014 | -2.3% | Q4 2014 (6.8 yrs) | +68.4% |
| IL | Q1 2007 | Q2 2012 | -21.8% | Q2 2021 (14.2 yrs) | +51.8% |
| Metro | Q2 2008 | Q2 2014 | -6.3% | Q4 2017 (9.5 yrs) | +60.0% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 625's index has changed +14.3% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 625 after inflation | IL after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | +2.1% | +2.0% | -0.3% | -0.8% |
| 3 years | +9.8% | +7.6% | +10.9% | +6.4% | +2.8% |
| 5 years | +24.0% | +17.0% | +18.4% | +16.6% | +13.9% |
| 10 years | +39.1% | +18.0% | +26.3% | +16.2% | +39.0% |
| Since Q1 1995 | +121% | +14.3% | +28.0% | +9.2% | +76.8% |
Estimate appreciation for a home in ZIP3 625
Regional estimate
$492,530
- Estimated gain
- $192,530
- Index change
- +64.18%
- Start index
- 154.09
- End index
- 252.98
ZIP3 625 (Decatur, IL area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 627 · Springfield, IL area | IL | +4.8% | +42.2% | +126% |
| 626 · Jacksonville, IL area | IL | +7.0% | +40.6% | +150% |
| 619 · Charleston, IL area | IL | +8.0% | +45.5% | +156% |
| 617 · Bloomington, IL area | IL | +7.9% | +51.3% | +156% |
| 618 · Champaign, IL area | IL | +7.4% | +49.4% | +201% |
| 624 · Effingham, IL area | IL | +13.4% | +48.0% | +220% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 252.98 |
| Q1 2026 | 246.35 |
| Q4 2025 | 239.89 |
| Q3 2025 | 245.20 |
| Q2 2025 | 238.49 |
| Q1 2025 | 230.33 |
| Q4 2024 | 230.19 |
| Q3 2024 | 230.66 |
| Q2 2024 | 221.51 |
| Q1 2024 | 222.87 |
| Q4 2023 | 217.24 |
| Q3 2023 | 213.65 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 625?
- Based on FHFA HPI® data for 3-digit ZIP region 625, the regional index changed +6.1% over the year to Q2 2026, +45.1% over five years, +64.2% over ten years, and +153% since Q1 1995.
- Is ZIP3 625 appreciating faster than Illinois and the U.S.?
- Over the past year the region's index +6.1% compares with +6.0% for Illinois and +3.0% for the U.S., a gap of +3.1 pts versus the nation. Over five years the gap versus the nation is +3.8 pts.
- Which ZIP codes are in 3-digit ZIP region 625?
- All ZIP codes that begin with 625. Census 2010 ZIP Code Tabulation Areas in this region run from 62501 to 62573 (51 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.