Metro area index
Home appreciation in the Killeen-Temple, TX metro area
FHFA HPI® data shows the Killeen-Temple, TX metro area's all-transactions index changed +1.7% over the year to Q2 2026, versus +1.6% for Texas and +3.0% for the U.S. That ranks 297th of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +1.7%
- 5-year change
- +39.3%
- Since Q1 1995
- +228%
- Metro rank (1 year)
- 297th
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Killeen-Temple, TX vs Texas and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Killeen-Temple, TX: 328.3
- Texas: 409.6
- United States: 391.6
Appreciation by time window
| Window | Metro | TX | U.S. | Gap vs TX | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +1.7% | +1.6% | +3.0% | +0.2 pts | −1.3 pts |
| 3 years | +5.3% | +6.2% | +12.9% | −0.9 pts | −7.6 pts |
| 5 years | +39.3% | +34.4% | +41.3% | +4.9 pts | −2.0 pts |
| 10 years | +99.4% | +87.1% | +93.3% | +12.3 pts | +6.1 pts |
| Since Q1 1995 | +228% | +310% | +292% | −81.4 pts | −63.3 pts |
3-digit ZIP regions in the Killeen-Temple, TX area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 765 · Killeen, TX area | TX | +1.9% | +39.8% | +253% | 85% |
Boom, bust, and recovery in Killeen-Temple, TX area
Killeen-Temple, TX area's index peaked in Q1 2009, fell 3.5% to its low in Q3 2011, and regained its peak in Q4 2011, about 2.8 years after the top. Today it sits +110% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q1 2009 | Q3 2011 | -3.5% | Q4 2011 (2.8 yrs) | +110% |
| TX | Q1 2009 | Q2 2011 | -4.2% | Q2 2013 (4.2 yrs) | +134% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Killeen-Temple, TX area's index has changed +48.3% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | TX after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -2.1% | -2.2% | -0.8% |
| 3 years | +9.8% | -4.1% | -3.3% | +2.8% |
| 5 years | +24.0% | +12.3% | +8.3% | +13.9% |
| 10 years | +39.1% | +43.4% | +34.5% | +39.0% |
| Since Q1 1995 | +121% | +48.3% | +85.0% | +76.8% |
If you bought in the Killeen-Temple, TX area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +215% | $943,999 |
| Q2 2000 | +194% | $882,894 |
| Q2 2005 | +137% | $711,443 |
| Q2 2010 | +113% | $640,049 |
| Q2 2015 | +106% | $618,930 |
| Q2 2020 | +59.6% | $478,839 |
| Q2 2021 | +39.3% | $417,829 |
| Q2 2023 | +5.3% | $315,908 |
| Q2 2025 | +1.7% | $305,178 |
Frequently asked questions
- How much have home prices risen in the Killeen-Temple, TX area?
- FHFA HPI® data for the Killeen-Temple, TX metro area shows changes of +1.7% over one year, +39.3% over five years, and +99.4% over ten years to Q2 2026, and +228% since Q1 1995.
- Is the Killeen-Temple, TX area beating the national average?
- Over the past year the metro's index moved −1.3 pts versus the U.S.; over five years the gap is −2.0 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.