Metro area index
Home appreciation in the La Crosse-Onalaska, WI-MN metro area
FHFA HPI® data shows the La Crosse-Onalaska, WI-MN metro area's all-transactions index changed +5.0% over the year to Q2 2026, versus +5.6% for Wisconsin and +3.0% for the U.S. That ranks 102nd of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +5.0%
- 5-year change
- +50.0%
- Since Q1 1995
- +304%
- Metro rank (1 year)
- 102nd
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
La Crosse-Onalaska, WI-MN vs Wisconsin and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- La Crosse-Onalaska, WI-MN: 403.6
- Wisconsin: 363.5
- United States: 391.6
Appreciation by time window
| Window | Metro | WI | U.S. | Gap vs WI | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +5.0% | +5.6% | +3.0% | −0.6 pts | +2.0 pts |
| 3 years | +19.2% | +20.9% | +12.9% | −1.7 pts | +6.4 pts |
| 5 years | +50.0% | +54.0% | +41.3% | −3.9 pts | +8.7 pts |
| 10 years | +95.7% | +106% | +93.3% | −10.0 pts | +2.4 pts |
| Since Q1 1995 | +304% | +264% | +292% | +40.0 pts | +12.0 pts |
3-digit ZIP regions in the La Crosse-Onalaska, WI-MN area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 546 · La Crosse, WI area | WI | +5.3% | +52.6% | +312% | 59% |
Boom, bust, and recovery in La Crosse-Onalaska, WI-MN area
La Crosse-Onalaska, WI-MN area's index peaked in Q2 2008, fell 2.8% to its low in Q2 2011, and regained its peak in Q2 2013, about 5 years after the top. Today it sits +112% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q2 2008 | Q2 2011 | -2.8% | Q2 2013 (5 yrs) | +112% |
| WI | Q1 2008 | Q1 2014 | -11.9% | Q2 2017 (9.2 yrs) | +97.4% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, La Crosse-Onalaska, WI-MN area's index has changed +82.3% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | WI after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | +1.1% | +1.7% | -0.8% |
| 3 years | +9.8% | +8.6% | +10.1% | +2.8% |
| 5 years | +24.0% | +21.0% | +24.1% | +13.9% |
| 10 years | +39.1% | +40.7% | +47.9% | +39.0% |
| Since Q1 1995 | +121% | +82.3% | +64.2% | +76.8% |
If you bought in the La Crosse-Onalaska, WI-MN area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +290% | $1,170,615 |
| Q2 2000 | +199% | $897,775 |
| Q2 2005 | +128% | $684,331 |
| Q2 2010 | +116% | $649,456 |
| Q2 2015 | +103% | $609,838 |
| Q2 2020 | +63.7% | $491,036 |
| Q2 2021 | +50.0% | $450,089 |
| Q2 2023 | +19.2% | $357,704 |
| Q2 2025 | +5.0% | $315,011 |
Frequently asked questions
- How much have home prices risen in the La Crosse-Onalaska, WI-MN area?
- FHFA HPI® data for the La Crosse-Onalaska, WI-MN metro area shows changes of +5.0% over one year, +50.0% over five years, and +95.7% over ten years to Q2 2026, and +304% since Q1 1995.
- Is the La Crosse-Onalaska, WI-MN area beating the national average?
- Over the past year the metro's index moved +2.0 pts versus the U.S.; over five years the gap is +8.7 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.