Metro area index
Home appreciation in the Oxnard-Thousand Oaks-Ventura, CA metro area
FHFA HPI® data shows the Oxnard-Thousand Oaks-Ventura, CA metro area's all-transactions index changed -1.3% over the year to Q2 2026, versus +0.9% for California and +3.0% for the U.S. That ranks 393rd of 410 metro areas and divisions FHFA tracks.
- 1-year change
- -1.3%
- 5-year change
- +28.7%
- Since Q1 1995
- +360%
- Metro rank (1 year)
- 393rd
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Oxnard-Thousand Oaks-Ventura, CA vs California and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Oxnard-Thousand Oaks-Ventura, CA: 460.1
- California: 488.5
- United States: 391.6
Appreciation by time window
| Window | Metro | CA | U.S. | Gap vs CA | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | -1.3% | +0.9% | +3.0% | −2.2 pts | −4.4 pts |
| 3 years | +6.4% | +7.7% | +12.9% | −1.3 pts | −6.5 pts |
| 5 years | +28.7% | +28.1% | +41.3% | +0.6 pts | −12.6 pts |
| 10 years | +66.9% | +76.2% | +93.3% | −9.3 pts | −26.4 pts |
| Since Q1 1995 | +360% | +388% | +292% | −28.4 pts | +68.6 pts |
3-digit ZIP regions in the Oxnard-Thousand Oaks-Ventura, CA area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 930 · Oxnard, CA area | CA | +0.5% | +31.4% | +375% | 98% |
| 913 · Los Angeles, CA area | CA | +0.3% | +30.6% | +437% | 11% |
Boom, bust, and recovery in Oxnard-Thousand Oaks-Ventura, CA area
Oxnard-Thousand Oaks-Ventura, CA area's index peaked in Q2 2006, fell 38.6% to its low in Q2 2012, and regained its peak in Q3 2020, about 14.2 years after the top. Today it sits +41.5% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q2 2006 | Q2 2012 | -38.6% | Q3 2020 (14.2 yrs) | +41.5% |
| CA | Q3 2006 | Q1 2012 | -41.0% | Q2 2019 (12.8 yrs) | +50.9% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Oxnard-Thousand Oaks-Ventura, CA area's index has changed +108% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | CA after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -5.0% | -2.9% | -0.8% |
| 3 years | +9.8% | -3.1% | -1.9% | +2.8% |
| 5 years | +24.0% | +3.7% | +3.3% | +13.9% |
| 10 years | +39.1% | +20.0% | +26.7% | +39.0% |
| Since Q1 1995 | +121% | +108% | +121% | +76.8% |
If you bought in the Oxnard-Thousand Oaks-Ventura, CA area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +355% | $1,366,498 |
| Q2 2000 | +239% | $1,017,395 |
| Q2 2005 | +59.3% | $477,877 |
| Q2 2010 | +114% | $642,688 |
| Q2 2015 | +77.0% | $531,068 |
| Q2 2020 | +42.9% | $428,771 |
| Q2 2021 | +28.7% | $385,990 |
| Q2 2023 | +6.4% | $319,152 |
| Q2 2025 | -1.3% | $295,979 |
Frequently asked questions
- How much have home prices risen in the Oxnard-Thousand Oaks-Ventura, CA area?
- FHFA HPI® data for the Oxnard-Thousand Oaks-Ventura, CA metro area shows changes of -1.3% over one year, +28.7% over five years, and +66.9% over ten years to Q2 2026, and +360% since Q1 1995.
- Is the Oxnard-Thousand Oaks-Ventura, CA area beating the national average?
- Over the past year the metro's index moved −4.4 pts versus the U.S.; over five years the gap is −12.6 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.