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Home appreciation in South Carolina
South Carolina's FHFA HPI® all-transactions index changed +3.8% over the year to Q2 2026, versus +3.0% nationally, ranking 19th of 51 states and D.C. Below, compare its 10 3-digit ZIP regions and 10 metro areas.
- 1-year change
- +3.8%
- 5-year change
- +54.9%
- Since Q1 1995
- +297%
- State rank (1 year)
- 19th
U.S. +3.0%
7th of 51
U.S. +292%
of 51 states and D.C.
South Carolina vs the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- South Carolina: 397.2
- United States: 391.6
South Carolina appreciation by time window
| Window | SC | U.S. | Gap vs U.S. |
|---|---|---|---|
| 1 year | +3.8% | +3.0% | +0.8 pts |
| 3 years | +16.6% | +12.9% | +3.7 pts |
| 5 years | +54.9% | +41.3% | +13.6 pts |
| 10 years | +114% | +93.3% | +20.8 pts |
| Since Q1 1995 | +297% | +292% | +5.6 pts |
3-digit ZIP regions in South Carolina
Fastest-appreciating ZIP codes in South Carolina →Sorted by one-year change. 7 of 10 regions beat the national one-year change of +3.0%. Place labels name the largest community in each region.
| # | 3-digit ZIP region | 1 year | 5 years | 10 years | Since Q1 1995 |
|---|---|---|---|---|---|
| 1 | 291 · Sumter, SC area | +6.1% | +54.6% | +101% | +239% |
| 2 | 292 · Columbia, SC area | +5.8% | +51.8% | +101% | +232% |
| 3 | 298 · Aiken, SC area | +5.1% | +56.6% | +106% | +248% |
| 4 | 294 · Charleston, SC area | +4.5% | +60.9% | +128% | +523% |
| 5 | 295 · Florence, SC area | +4.4% | +50.7% | +95.4% | +239% |
| 6 | 297 · Rock Hill, SC area | +4.1% | +51.4% | +121% | +285% |
| 7 | 293 · Spartanburg, SC area | +3.2% | +54.1% | +123% | +248% |
| 8 | 296 · Greenville, SC area | +2.8% | +55.2% | +119% | +293% |
| 9 | 299 · Hilton Head Island, SC area | +2.2% | +63.5% | +128% | +371% |
| 10 | 290 · Lexington, SC area | +1.8% | +53.6% | +107% | +238% |
Metro areas in South Carolina
| Metro area | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|
| Sumter, SC | +11.1% | +59.1% | +251% |
| Florence, SC | +7.0% | +45.5% | +184% |
| Augusta-Richmond County, GA-SC | +5.0% | +49.2% | +230% |
| Charleston-North Charleston, SC | +4.7% | +61.6% | +538% |
| Columbia, SC | +3.6% | +51.6% | +231% |
| Greenville-Anderson-Greer, SC | +3.3% | +55.9% | +300% |
| Hilton Head Island-Bluffton-Port Royal, SC | +2.7% | +63.8% | +375% |
| Spartanburg, SC | +2.3% | +53.5% | +247% |
| Charlotte-Concord-Gastonia, NC-SC | +1.4% | +49.9% | +312% |
| Myrtle Beach-Conway-North Myrtle Beach, SC | +0.8% | +52.1% | +279% |
Boom, bust, and recovery in South Carolina
South Carolina's index peaked in Q1 2008, fell 13.0% to its low in Q2 2012, and regained its peak in Q3 2016, about 8.5 years after the top. Today it sits +110% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| SC | Q1 2008 | Q2 2012 | -13.0% | Q3 2016 (8.5 yrs) | +110% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, South Carolina's index has changed +79.4% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | SC after inflation | U.S. after inflation |
|---|---|---|---|
| 1 year | +3.9% | -0.0% | -0.8% |
| 3 years | +9.8% | +6.2% | +2.8% |
| 5 years | +24.0% | +24.9% | +13.9% |
| 10 years | +39.1% | +54.0% | +39.0% |
| Since Q1 1995 | +121% | +79.4% | +76.8% |
If you bought in South Carolina in…
An example $300,000 purchase grown at the statewide index rate to Q2 2026. Local markets within the state vary widely.
| Bought in | Index change | $300,000 then, at the state rate |
|---|---|---|
| Q2 1995 | +292% | $1,176,762 |
| Q2 2000 | +210% | $929,812 |
| Q2 2005 | +144% | $731,820 |
| Q2 2010 | +130% | $691,221 |
| Q2 2015 | +124% | $672,316 |
| Q2 2020 | +73.8% | $521,360 |
| Q2 2021 | +54.8% | $464,548 |
| Q2 2023 | +16.6% | $349,733 |
| Q2 2025 | +3.8% | $311,450 |
Frequently asked questions
- How much have home prices gone up in South Carolina?
- FHFA HPI® data for South Carolina shows the all-transactions index changed +3.8% over the year to Q2 2026, +54.9% over five years, +114% over ten years, and +297% since Q1 1995.
- Is South Carolina appreciating faster than the national average?
- Over the past year South Carolina's index moved +0.8 pts versus the U.S. (+3.0%), ranking 19th of 51 states and D.C. Over five years the gap is +13.6 pts.
- Which ZIP codes in South Carolina are appreciating fastest?
- Over the past year the strongest of 10 3-digit ZIP regions in South Carolina was ZIP3 291 (Sumter, SC area) at +6.1%, and the weakest was ZIP3 290 (Lexington, SC area) at +1.8%. 7 of 10 beat the national one-year change.